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RLI RLI Net premiums earned

Net premiums earned at other companies

W.R. Berkley logo
W.R. BerkleyWRB
$3.19B+2.9%
Markel logo
MarkelMKL
$2.07B-3.3%
Skyward Specialty Insurance Group, Inc. logo
Skyward Specialty Insurance Group, Inc.SKWD
$444.47M+50.4%
James River Group Holdings, Inc. logo
James River Group Holdings, Inc.JRVR
$135.71M-10.7%
ASI
Ategrity Specialty HoldingsASIC
$105.21M+34.4%
Selective Insurance Group logo
Selective Insurance GroupSIGI
$1.22B+2.3%

Segments

By product

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Commercial And Personal Lines$126.85M+16.5%
Commercial$68.9M-10.4%
Marine$40.34M-1.7%
Commercial Transportation$33.63M+12.1%
Professional Services$28.13M+5.7%
General Liability$22.85M-17.2%

By segment

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Casualty$256.92M+9.5%
Property Insurance$123.79M-5.3%
Surety Insurance$36.39M-0.6%

Other financials

Income statement

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Revenue$575.6M+15.2%
Net income$168.0M+35.1%
EPS (diluted)$1.82+35.8%

Balance sheet

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Cash & equivalents$32.1M+49.9%
Total debt$318.7M+179%
Total equity$1.8B+1.0%
Total assets$6.4B+7.0%

Cash flow

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Operating cash flow$145.2M-16.9%
CapEx$2.8M+114%
Free cash flow$142.4M-17.9%

Valuation

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Market cap$5.91B-5.4%
Enterprise value$6.19B-2.3%
P/E13.5×-5.8×
P/S-0.4×

Profitability

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Net margin22.2%+4.4pp
FCF margin26.2%-8.1pp

Returns & leverage

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Return on equity25.2%+5.7pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: RLI’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-086576
(in thousands, except per share data)For the Three Months / Ended June 30, 2026For the Three Months / Ended June 30, 2025For the Six Months / Ended June 30, 2026For the Six Months / Ended June 30, 2025
Net premiums earned$417,096$401,904$828,482$800,249
Net investment income46,04239,41888,36376,144
Net realized gains9,40715,00418,96629,916
Net unrealized gains on equity securities103,02443,50063,6281,182
Consolidated revenue$575,569$499,826$999,439$907,491
Losses and settlement expenses189,895184,578383,139361,816
Policy acquisition costs134,675125,502266,750249,189
Insurance operating expenses32,61729,59460,89756,468

Item 1.Financial Statements

FAQ

What is RLI's net premiums earned?
RLI (RLI) reported net premiums earned of $417.1M in Q2 2026.
How has RLI's net premiums earned changed year-over-year?
RLI's net premiums earned increased by 3.8% year-over-year, from $401.9M to $417.1M.
What is the long-term trend for RLI's net premiums earned?
Over 4 years (2021 to 2025), RLI's net premiums earned has grown at a 13.3% compound annual growth rate (CAGR), from $980.9M to $1.61B.
What does net premiums earned mean?
This represents the portion of insurance premiums that the company has recognized as revenue after accounting for reinsurance cessions. It reflects the core underwriting activity and the volume of risk the company has successfully retained during the period. This is a primary indicator of an insurer's top-line growth and market presence.

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