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RLI RLI Surety Insurance — Operating Expenses

Other segment segments

Casualty
$16.73M+7.4%
Property Insurance
$8.18M+2.7%

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Other financials

Income statement

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Revenue$423.9M+4.0%
Net income$54.9M-13.2%
EPS (diluted)$0.60-11.8%

Balance sheet

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Cash & equivalents$49.1M+81.5%
Total debt$364.4M+218%
Total equity$1.8B+12.0%
Total assets$6.4B+11.7%

Cash flow

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Operating cash flow$42.8M-58.6%
CapEx$1.1M+0.9%
Free cash flow$41.8M-59.2%

Valuation

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Market cap$4.88B-28.9%
Enterprise value$5.2B-25.5%
P/E12.4×-12.1×
P/S2.6×-1.4×

Profitability

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Net margin20.8%+4.6pp
FCF margin28.9%-5.1pp

Returns & leverage

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Return on equity23.2%+5.2pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The official record: RLI’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is RLI's surety insurance — operating expenses?
RLI (RLI) reported surety insurance — operating expenses of $3.37M in Q1 2026.
How has RLI's surety insurance — operating expenses changed year-over-year?
RLI's surety insurance — operating expenses increased by 1.1% year-over-year, from $3.33M to $3.37M.
What is the long-term trend for RLI's surety insurance — operating expenses?
Over 4 years (2021 to 2025), RLI's surety insurance — operating expenses has grown at a 6.4% compound annual growth rate (CAGR), from $11.16M to $14.32M.
What does surety insurance — operating expenses mean?
This metric encompasses the general administrative and overhead costs required to maintain the surety segment's operations. It excludes direct claims and acquisition costs, focusing instead on the fixed and variable costs of running the business unit. Efficient management of these expenses is critical for maintaining competitive margins in the specialty insurance market.