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RLI RLI Surety Insurance — Policy Acquisition Cost Other

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Other financials

Income statement

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Revenue$575.6M+15.2%
Net income$168.0M+35.1%
EPS (diluted)$1.82+35.8%

Balance sheet

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Cash & equivalents$32.1M+49.9%
Total debt$318.7M+179%
Total equity$1.8B+1.0%
Total assets$6.4B+7.0%

Cash flow

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Operating cash flow$145.2M-16.9%
CapEx$2.8M+114%
Free cash flow$142.4M-17.9%

Valuation

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Market cap$5.91B-5.4%
Enterprise value$6.19B-2.3%
P/E13.5×-5.8×
P/S-0.4×

Profitability

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Net margin22.2%+4.4pp
FCF margin26.2%-8.1pp

Returns & leverage

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Return on equity25.2%+5.7pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept rli:PolicyAcquisitionCostOther.

The source filing: RLI’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-086576
(in thousands)CasualtyPropertySuretyTotal
Consolidated revenue$$256,922$123,786$36,388575,569
Less: Expenses
Losses and settlement expenses$$159,686$26,7253,484
Amortization of deferred acquisition costs50,58024,96712,751
Other policy acquisition costs25,5939,13611,648
Insurance operating expenses19,3219,4593,837
Segment earnings before income taxes$$1,742$53,499$4,66859,909
Depreciation and amortization expense$$1,559$515356

Item 1.Financial Statements

FAQ

What is RLI's surety insurance — policy acquisition cost other?
RLI (RLI) reported surety insurance — policy acquisition cost other of $11.65M in Q2 2026.
How has RLI's surety insurance — policy acquisition cost other changed year-over-year?
RLI's surety insurance — policy acquisition cost other increased by 5.9% year-over-year, from $11M to $11.65M.
What is the long-term trend for RLI's surety insurance — policy acquisition cost other?
Over 3 years (2022 to 2025), RLI's surety insurance — policy acquisition cost other has grown at a 10.9% compound annual growth rate (CAGR), from $31.13M to $42.51M.
What does surety insurance — policy acquisition cost other mean?
This captures additional costs directly related to the acquisition of insurance contracts that are not deferred or amortized. It reflects the immediate operational burden of securing new business within the surety segment. High levels of these costs relative to premiums may indicate increased competitive pressure or higher distribution expenses.

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