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Renasant RNST Community Banks — Interest Income (Expense), Operating

Other segment segments

Wealth Management
$13K

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Other financials

Income statement

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Revenue$273.9M+2.5%
Net income$87.1M+8,455%
EPS (diluted)$0.94+9,300%

Balance sheet

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Cash & equivalents$881.2M-36.1%
Total debt$1.1B+15.5%
Total equity$3.9B+2.4%
Total assets$27.0B+1.4%

Cash flow

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Operating cash flow$82.4M
CapEx$6.0M-40.8%
Free cash flow$76.4M

Valuation

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Market cap$3.96B+14.7%
Enterprise value$4.19B+38.1%
P/E12.6×-9.0×
P/S3.6×-0.6×

Profitability

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Net margin28.7%+9.3pp
FCF margin36.8%

Returns & leverage

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Return on equity8.2%+3.0pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Renasant in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Renasant’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000715072-26-000072
Three months ended June 30, 2026Community BanksWealth ManagementTotal SegmentsOtherConsolidated
Total interest income$340,407$13$340,420$20$340,440
Total interest expense107,550107,55010,136117,686
Net interest income (loss)$232,857$13$232,870$(10,116)$222,754
Provision for credit losses3,7993,7993,799
Noninterest income38,54310,32148,8642,32651,190
Salaries and employee benefits89,8244,99094,8141,41496,228
Net occupancy and equipment17,68424717,9318718,018
Other segment expenses(1)45,1501,67046,82043547,255

Item 1. FINANCIAL STATEMENTS

FAQ

What is Renasant's community banks — interest income (expense), operating?
Renasant (RNST) reported community banks — interest income (expense), operating of $232.86M in Q2 2026.
How has Renasant's community banks — interest income (expense), operating changed year-over-year?
Renasant's community banks — interest income (expense), operating increased by 2.3% year-over-year, from $227.63M to $232.86M.
What is the long-term trend for Renasant's community banks — interest income (expense), operating?
Over 4 years (2021 to 2025), Renasant's community banks — interest income (expense), operating has grown at a 17.5% compound annual growth rate (CAGR), from $437.44M to $834.88M.
What does community banks — interest income (expense), operating mean?
The net result of interest income earned and interest expense paid, representing the core spread generated by the bank's lending and deposit-taking activities. It measures the profitability of the bank's balance sheet before accounting for non-interest expenses or credit losses.

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