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Gross charge-offs at other companies

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JPMorgan ChaseJPM
$3B+1.7%
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Western New England BancorpWNEB
$1.86M+2,140%
Valley National Bank logo
Valley National BankVLY
$27.63M-34.3%
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
$161K-44.1%
Capital Bancorp logo
Capital BancorpCBNK
$3.89M-24.4%
Shore Bancshares logo
Shore BancsharesSHBI

Other financials

Income statement

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Revenue$33.7M+10.4%
Net income$11.8M+15.4%
EPS (diluted)$1.78+17.9%

Balance sheet

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Cash & equivalents$195.4M-7.1%
Total debt$1.4M-47.1%
Total equity$384.6M+14.7%
Total assets$3.3B+4.5%

Cash flow

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Operating cash flow$12.3M+223%
CapEx$1.2M+348%
Free cash flow$11.1M+214%

Valuation

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Market cap$662.89M+60.8%
Enterprise value$468.87M+129%
P/E14.4×+3.8×
P/S+1.5×

Profitability

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Net margin34.9%+1.9pp
FCF margin38.8%+8.2pp

Returns & leverage

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Return on equity12.8%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Red River Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff.

The source filing: Red River Bancshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 6, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001071236-26-000056
(in thousands)Beginning Balance December 31, 2025Provision for Credit LossesCharge-offsRecoveriesEnding Balance June 30, 2026
Real estate:
Commercial real estate$9,359$551$9,910
One-to-four family residential6,962563(56)7,469
Construction and development1,751511,802
Commercial and industrial4,939157(40)945,150
Tax-exempt91(3)88
Consumer297181(178)52352
Total allowance for credit losses$23,399$1,500$(274)$146$24,771

Item 1. Financial Statements (Unaudited)

FAQ

What is Red River Bancshares, Inc.'s gross charge-offs?
Red River Bancshares, Inc. (RRBI) reported gross charge-offs of $107K in Q2 2026.
How has Red River Bancshares, Inc.'s gross charge-offs changed year-over-year?
Red River Bancshares, Inc.'s gross charge-offs decreased by 3.6% year-over-year, from $111K to $107K.
What is the long-term trend for Red River Bancshares, Inc.'s gross charge-offs?
Over 2 years (2023 to 2025), Red River Bancshares, Inc.'s gross charge-offs has grown at a 27.7% compound annual growth rate (CAGR), from $473K to $771K.
What does gross charge-offs mean?
Gross charge-offs

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