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Red River Bancshares, Inc. RRBI Data processing and equipment

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Other financials

Income statement

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Revenue$33.7M+10.4%
Net income$11.8M+15.4%
EPS (diluted)$1.78+17.9%

Balance sheet

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Cash & equivalents$195.4M-7.1%
Total debt$1.4M-47.1%
Total equity$384.6M+14.7%
Total assets$3.3B+4.5%

Cash flow

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Operating cash flow$12.3M+223%
CapEx$1.2M+348%
Free cash flow$11.1M+214%

Valuation

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Market cap$662.89M+60.8%
Enterprise value$468.87M+129%
P/E14.4×+3.8×
P/S+1.5×

Profitability

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Net margin34.9%+1.9pp
FCF margin38.8%+8.2pp

Returns & leverage

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Return on equity12.8%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Red River Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: Red River Bancshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 6, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001071236-26-000056
(in thousands, except per share data)For the Three Months Ended June 30, 2026For the Three Months Ended June 30, 2025For the Six Months Ended June 30, 2026For the Six Months Ended June 30, 2025
Technology expenses9558211,8181,655
Advertising324286652619
Other business development expenses6414551,1901,013
Data processing expense7587211,1351,009
Other taxes5536091,1131,221
Loan and deposit expenses242398345460
Legal and professional expenses6046121,1331,244
Regulatory assessment expenses409388825779

Item 1. Financial Statements (Unaudited)

FAQ

What is Red River Bancshares, Inc.'s data processing and equipment?
Red River Bancshares, Inc. (RRBI) reported data processing and equipment of $758K in Q2 2026.
How has Red River Bancshares, Inc.'s data processing and equipment changed year-over-year?
Red River Bancshares, Inc.'s data processing and equipment increased by 5.1% year-over-year, from $721K to $758K.
What is the long-term trend for Red River Bancshares, Inc.'s data processing and equipment?
Over 4 years (2021 to 2025), Red River Bancshares, Inc.'s data processing and equipment has grown at a 5.4% compound annual growth rate (CAGR), from $1.98M to $2.45M.
What does data processing and equipment mean?
This metric covers the recurring costs of processing financial transactions, managing customer data, and maintaining the core banking systems. It is a critical operational expense that scales with the volume of transactions and the complexity of the bank's product offerings. Efficient management of these costs is essential for maintaining competitive margins in a digital-first banking environment.

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