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NB Bancorp, Inc. NBBK Data processing and equipment

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Other financials

Income statement

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Revenue$74.7M+45.7%
Net income$21.1M+44.9%
EPS (diluted)$0.53+35.9%

Balance sheet

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Cash & equivalents$400.2M+54.7%
Total debt$21.7M+64.7%
Total equity$842.0M+14.2%
Total assets$7.4B+42.5%

Cash flow

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Operating cash flow$34.2M+26.4%
CapEx$2.9M+205%
Free cash flow$31.3M+19.9%

Valuation

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Market cap$989.42M+42.9%
P/E16.7×+3.2×
P/S3.8×+0.1×

Profitability

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Net margin22.8%-4.3pp
FCF margin31.1%-3.4pp

Returns & leverage

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Return on equity7.5%+0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by NB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: NB Bancorp, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 1:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092573
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For the Six Months Ended / June 30, 2026For the Six Months Ended / June 30, 2025
Salaries and employee benefits25,54918,56751,01737,717
Director and professional service fees3,8162,9437,8655,090
Occupancy and equipment expenses2,4681,4654,9583,045
Data processing expenses4,8992,4939,3385,258
Marketing and charitable contribution expenses1,5309542,5631,800
FDIC and state insurance assessments1,5848832,7361,696
General and administrative expenses4,1712,1008,2403,479
Total noninterest expense44,01729,40586,71758,085

Item 1. Financial Statements

FAQ

What is NB Bancorp, Inc.'s data processing and equipment?
NB Bancorp, Inc. (NBBK) reported data processing and equipment of $4.9M in Q2 2026.
How has NB Bancorp, Inc.'s data processing and equipment changed year-over-year?
NB Bancorp, Inc.'s data processing and equipment increased by 96.5% year-over-year, from $2.49M to $4.9M.
What is the long-term trend for NB Bancorp, Inc.'s data processing and equipment?
Over 2 years (2023 to 2025), NB Bancorp, Inc.'s data processing and equipment has grown at a 23.9% compound annual growth rate (CAGR), from $7.5M to $11.51M.
What does data processing and equipment mean?
Encompasses expenses related to software licensing, data processing services, cybersecurity, and IT infrastructure maintenance. As digital banking adoption grows, this metric serves as a critical indicator of the bank's investment in technological capabilities and operational modernization.

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