Non-Current Liabilities

Federal Home Loan Bank Borrowings

Charles Schwab Corporation Federal Home Loan Bank Borrowings decreased by 75.0% to $1.85B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 88.9%, from $16.70B to $1.85B. Over 3 years (FY 2022 to FY 2025), Federal Home Loan Bank Borrowings shows a downward trend with a -47.0% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2022
Last reportedQ4 2025

How to read this metric

Higher levels indicate active utilization of the FHLB facility for funding, which is common during periods of high loan demand or liquidity stress.

Detailed definition

Funds borrowed from the Federal Home Loan Bank system, typically collateralized by mortgage-backed securities or other e...

Peer comparison

Common among banks and financial holding companies; usage is benchmarked against total asset size and funding mix.

Metric ID: fhlb_borrowings

Historical Data

13 periods
 Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$12.40B$52.67B$48.83B$39.35B$26.40B$32.41B$34.40B$33.19B$16.70B$18.43B$17.47B$7.39B$1.85B
QoQ Change+324.8%-7.3%-19.4%-32.9%+22.7%+6.1%-3.5%-49.7%+10.3%-5.2%-57.7%-75.0%
YoY Change+112.9%-38.5%-29.6%-15.6%-36.7%-43.1%-49.2%-77.7%-88.9%
Range$1.85B$52.67B
CAGR-47.0%
Avg YoY Growth-29.6%
Median YoY Growth-38.5%
Current Streak3 quarters decline

Frequently Asked Questions

What is Charles Schwab Corporation's federal home loan bank borrowings?
Charles Schwab Corporation (SCHW) reported federal home loan bank borrowings of $1.85B in Q4 2025.
How has Charles Schwab Corporation's federal home loan bank borrowings changed year-over-year?
Charles Schwab Corporation's federal home loan bank borrowings decreased by 88.9% year-over-year, from $16.70B to $1.85B.
What is the long-term trend for Charles Schwab Corporation's federal home loan bank borrowings?
Over 3 years (2022 to 2025), Charles Schwab Corporation's federal home loan bank borrowings has grown at a -47.0% compound annual growth rate (CAGR), from $12.40B to $1.85B.
What does federal home loan bank borrowings mean?
Loans taken from the Federal Home Loan Bank system to support liquidity.

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