Discontinued — last reported Q2 '21
Current Assets
Restricted Cash
Charles Schwab Corporation Restricted Cash increased by 76.7% to $42.93B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 12.3%, from $38.22B to $42.93B. Over 5 years (FY 2020 to FY 2025), Restricted Cash shows a downward trend with a -3.2% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Assets
CategoryLiquidity
SignalContext dependent
VolatilityStable
First reportedQ1 2019
Last reportedQ2 2021
How to read this metric
An increase suggests higher regulatory or contractual obligations, potentially reducing operational liquidity, while a decrease may indicate the release of restricted funds.
Detailed definition
Cash balances that are legally or contractually restricted from being used for general corporate purposes. This often in...
Peer comparison
Standard line item for all major banks; peers disclose this to clarify the portion of cash that is not immediately available for deployment.
Metric ID:
restricted_cashHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $24.39B | $25.78B | $53.95B | $26.23B | $19.28B | $18.76B | $42.98B | $20.27B | $11.46B | $11.66B | $31.84B | $25.92B | $21.77B | $32.15B | $38.22B | $26.97B | $23.37B | $24.29B | $42.93B |
| QoQ Change | — | +5.7% | +109.3% | -51.4% | -26.5% | -2.7% | +129.1% | -52.8% | -43.5% | +1.7% | +173.1% | -18.6% | -16.0% | +47.7% | +18.9% | -29.4% | -13.3% | +3.9% | +76.7% |
| YoY Change | — | — | — | — | -21.0% | -27.2% | -20.3% | -22.7% | -40.6% | -37.9% | -25.9% | +27.9% | +90.0% | +175.8% | +20.1% | +4.1% | +7.4% | -24.4% | +12.3% |
Range$11.46B – $53.95B
CAGR+13.4%
Avg YoY Growth+7.8%
Median YoY Growth-20.3%
Current Streak2 quarters growth
Restricted Cash at Other Companies
Frequently Asked Questions
- What is Charles Schwab Corporation's restricted cash?
- Charles Schwab Corporation (SCHW) reported restricted cash of $42.93B in Q4 2025.
- How has Charles Schwab Corporation's restricted cash changed year-over-year?
- Charles Schwab Corporation's restricted cash increased by 12.3% year-over-year, from $38.22B to $42.93B.
- What is the long-term trend for Charles Schwab Corporation's restricted cash?
- Over 5 years (2020 to 2025), Charles Schwab Corporation's restricted cash has grown at a -3.2% compound annual growth rate (CAGR), from $50.40B to $42.93B.
- What does restricted cash mean?
- Cash that is set aside for specific purposes and cannot be used for general business needs.