Cash & Equivalents
Charles Schwab Corporation Cash & Equivalents decreased by 16.1% to $46.03B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 9.4%, from $42.08B to $46.03B. Over 5 years (FY 2020 to FY 2025), Cash & Equivalents shows an upward trend with a 2.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase signals improved liquidity and financial flexibility, while a decrease may indicate heavy capital expenditure, debt repayment, or aggressive share buybacks.
Detailed definition
Represents the most liquid assets on the balance sheet, including physical currency and short-term investments with matu...
Peer comparison
Large-cap technology peers often maintain high cash balances to fund rapid innovation and offset the cyclical nature of consumer electronics.
cash_and_equivalentsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $54.73B | $60.10B | $62.98B | $117.36B | $83.83B | $65.25B | $40.20B | $69.43B | $59.11B | $44.91B | $43.34B | $57.67B | $47.12B | $67.00B | $42.08B | $61.98B | $55.57B | $54.87B | $46.03B |
| QoQ Change | — | +9.8% | +4.8% | +86.4% | -28.6% | -22.2% | -38.4% | +72.7% | -14.9% | -24.0% | -3.5% | +33.1% | -18.3% | +42.2% | -37.2% | +47.3% | -10.3% | -1.3% | -16.1% |
| YoY Change | — | — | — | — | +53.2% | +8.6% | -36.2% | -40.8% | -29.5% | -31.2% | +7.8% | -16.9% | -20.3% | +49.2% | -2.9% | +7.5% | +17.9% | -18.1% | +9.4% |
Cash & Equivalents at Other Companies
Frequently Asked Questions
- What is Charles Schwab Corporation's cash & equivalents?
- Charles Schwab Corporation (SCHW) reported cash & equivalents of $46.03B in Q4 2025.
- How has Charles Schwab Corporation's cash & equivalents changed year-over-year?
- Charles Schwab Corporation's cash & equivalents increased by 9.4% year-over-year, from $42.08B to $46.03B.
- What is the long-term trend for Charles Schwab Corporation's cash & equivalents?
- Over 5 years (2020 to 2025), Charles Schwab Corporation's cash & equivalents has grown at a 2.7% compound annual growth rate (CAGR), from $40.35B to $46.03B.
- What does cash & equivalents mean?
- Money in the bank and very short-term investments that can be turned into cash almost instantly.