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Charles Schwab Corporation SCHW Investor Services — Net interest revenue

Other segment segments

Advisor Services
$782M+35.3%

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Other financials

Income statement

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Revenue$7.1B+20.9%
Net income$2.8B+31.7%
EPS (diluted)$1.54+42.6%

Balance sheet

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Cash & equivalents$69.2B+24.5%
Total debt$49.9B+62.3%
Total equity$50.1B+1.4%
Total assets$517.27B+12.7%

Cash flow

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Operating cash flow$4.3B+35.3%
CapEx$185.0M+44.5%
Free cash flow$4.1B+35.0%

Valuation

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Market cap$187.24B+6.6%
Enterprise value$167.89B+11.3%
P/E18.6×-5.6×
P/S7.2×-0.9×

Profitability

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Net margin38.8%+5.1pp
FCF margin176.7%

Returns & leverage

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Return on equity20.3%+4.7pp
Debt / equity+0.4×

Where this comes from

Reported directly by Charles Schwab Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Charles Schwab Corporation’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000316709-26-000031
Three Months Ended June 30,Investor Services / 2026Investor Services / 2025Advisor Services / 2026Advisor Services / 2025Total / 2026Total / 2025
Net Revenues
Net interest revenue$2,575$2,244$782$578$3,357$2,822
Asset management and administration fees1,3491,1444764261,8251,570
Trading revenue1,0878521281001,215952
Bank deposit account fees2571947653333247
Other2602018259342260
Total net revenues5,5284,6351,5441,2167,0725,851
Expenses Excluding Interest

Item 1. Condensed Consolidated Financial Statements (Unaudited):

FAQ

What is Charles Schwab Corporation's investor services — net interest revenue?
Charles Schwab Corporation (SCHW) reported investor services — net interest revenue of $2.58B in Q2 2026.
How has Charles Schwab Corporation's investor services — net interest revenue changed year-over-year?
Charles Schwab Corporation's investor services — net interest revenue increased by 14.8% year-over-year, from $2.24B to $2.58B.
What is the long-term trend for Charles Schwab Corporation's investor services — net interest revenue?
Over 3 years (2022 to 2025), Charles Schwab Corporation's investor services — net interest revenue has grown at a 5.5% compound annual growth rate (CAGR), from $7.94B to $9.33B.
What does investor services — net interest revenue mean?
The difference between interest earned on assets such as margin loans and cash equivalents and interest paid on client deposits within the Investor Services segment. This is a primary driver of profitability for the retail brokerage business, highly sensitive to interest rate environments and client cash sorting behavior. It reflects the segment's ability to monetize client balances.

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