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Sound Financial Bancorp SFBC Q2 2026 earnings

Reported July 28, 2026 · Before market open

Revenue$15.9M
EPS$0.98

Next report

Oct 27, 2026 (in a month)

Financials

Q2 2026

Income statement

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Revenue$11.0M+6.2%
Net income$2.5M+22.7%
EPS (diluted)$0.98+24.1%

Balance sheet

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Cash & equivalents$120.1M+17.1%
Total debt$3.1M-83.8%
Total equity$112.6M+6.2%
Total assets$1.1B+0.7%

Cash flow

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Operating cash flow$224.0K—
CapEx$58.0K+142%
Free cash flow$166.0K—

Valuation & ratios

Valuation

as of 09/16/26
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Market cap$125.22M+15.4%
Enterprise value$8.25M-67.2%
P/E15.6×-1.7×
P/S3.1×+0.3×

Profitability

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Net margin19.9%+3.4pp
FCF margin18.2%+4.6pp

Returns & leverage

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Return on equity7.4%+1.3pp
Debt / equity0×-0.2×

FAQ

When did Sound Financial Bancorp report Q2 2026 earnings?
Sound Financial Bancorp (SFBC) reported Q2 2026 earnings on July 28, 2026 before market open.
What were Sound Financial Bancorp's Q2 2026 revenue and EPS?
Sound Financial Bancorp reported revenue of $15.9M and eps of $0.98 for Q2 2026.
How did Sound Financial Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 0.8% from $16.0M a year earlier and eps grew 24.1% from $0.79.
Where can I find Sound Financial Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001541119-26-000022) and the 10-Q periodic report (0001541119-26-000024) directly on SEC EDGAR. The filing index links above go to sec.gov.