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Sound Financial Bancorp SFBC Regulatory Assessments

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Other financials

Income statement

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Revenue$11.0M+6.2%
Net income$2.5M+22.7%
EPS (diluted)$0.98+24.1%

Balance sheet

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Cash & equivalents$120.1M+17.1%
Total debt$3.1M-83.8%
Total equity$112.6M+6.2%
Total assets$1.1B+0.7%

Cash flow

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Operating cash flow$224.0K
CapEx$58.0K+142%
Free cash flow$166.0K

Valuation

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Market cap$110.5M+0.1%
Enterprise value-$6.47M-124%
P/E13.8×-3.8×
P/S2.7×-0.2×

Profitability

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Net margin19.9%+3.4pp
FCF margin18.2%+4.6pp

Returns & leverage

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Return on equity7.4%+1.3pp
Debt / equity-0.2×

Where this comes from

Reported directly by Sound Financial Bancorp in its filing.

Tagged under the XBRL concept sfbc:RegulatoryAssessments.

The source filing: Sound Financial Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001541119-26-000024
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
NONINTEREST EXPENSE
Salaries and benefits4,6454,3219,1038,916
Operations1,6171,4433,1182,808
Regulatory assessments129222327442
Occupancy388416815853
Data processing1,3321,2542,6192,547
Net loss and expenses on OREO and repossessed assets1792012
Total noninterest expense8,1287,66516,00215,578

Item 1. Financial Statements

FAQ

What is Sound Financial Bancorp's regulatory assessments?
Sound Financial Bancorp (SFBC) reported regulatory assessments of $129K in Q2 2026.
How has Sound Financial Bancorp's regulatory assessments changed year-over-year?
Sound Financial Bancorp's regulatory assessments decreased by 41.9% year-over-year, from $222K to $129K.
What is the long-term trend for Sound Financial Bancorp's regulatory assessments?
Over 4 years (2021 to 2025), Sound Financial Bancorp's regulatory assessments has grown at a 15.0% compound annual growth rate (CAGR), from $379K to $664K.
What does regulatory assessments mean?
Regulatory Assessments as reported by Sound Financial Bancorp, Inc..

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