Skip to content
Screener

Sound Financial Bancorp SFBC Real Estate Owned, Transfer to Real Estate Owned

Real Estate Owned, Transfer to Real Estate Owned at other companies

Heritage Financial logo
Heritage FinancialHFWA
$755K—
Equity Bancshares logo
Equity BancsharesEQBK
$22K-88.0%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$15K-98.3%
Timberland Bancorp logo
Timberland BancorpTSBK
$0—
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA
——

Other financials

Income statement

See full
Revenue$11.0M+6.2%
Net income$2.5M+22.7%
EPS (diluted)$0.98+24.1%

Balance sheet

See full
Cash & equivalents$120.1M+17.1%
Total debt$3.1M-83.8%
Total equity$112.6M+6.2%
Total assets$1.1B+0.7%

Cash flow

See full
Operating cash flow$224.0K—
CapEx$58.0K+142%
Free cash flow$166.0K—

Valuation

See full
Market cap$110.71M+0.3%
Enterprise value-$6.26M-123%
P/E13.8×-3.8×
P/S2.8×-0.2×

Profitability

See full
Net margin19.9%+3.4pp
FCF margin18.2%+4.6pp

Returns & leverage

See full
Return on equity7.4%+1.3pp
Debt / equity0×-0.2×

Where this comes from

Reported directly by Sound Financial Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TransferToOtherRealEstate.

The source filing: Sound Financial Bancorp’s 10-K, filed March 18, 2026.

Filed
Mar 18, 2026, 12:00 AM EDT
Fiscal year
FY2025
Accession
0001541119-26-000008
Line itemYear Ended December 31, 2025Year Ended December 31, 2024
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for income taxes$1,925$831
Interest paid on deposits, borrowings and subordinated debt22,72126,424
Noncash investing and financing activities:
Loans transferred from loans held-for-portfolio to OREO and repossessed assets344115
Loans transferred from loans held-for-sale to loans held-for-portfolio2,275859
ROU assets obtained in exchange for new operating lease liabilities583189
ROU assets obtained in exchange for new finance lease liabilities130—

Item 8. Financial Statements and Supplementary Data

FAQ

What is Sound Financial Bancorp's real estate owned, transfer to real estate owned?
Sound Financial Bancorp (SFBC) reported real estate owned, transfer to real estate owned of $1.93M in Q4 2025.
How has Sound Financial Bancorp's real estate owned, transfer to real estate owned changed year-over-year?
Sound Financial Bancorp's real estate owned, transfer to real estate owned increased by 159.5% year-over-year, from $744K to $1.93M.
What does real estate owned, transfer to real estate owned mean?
Measures the value of loans transferred to Other Real Estate Owned (OREO) upon the bank taking possession of the underlying collateral. This is a key indicator of credit quality deterioration and the volume of non-performing assets transitioning into real estate holdings.

Ask your AI about Sound Financial Bancorp's real estate owned, transfer to real estate owned.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude