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ServisFirst Bancshares SFBS Provision for Credit Losses

Provision for Credit Losses at other companies

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Wells Fargo & CompanyWFC
$914M-9.1%
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Truist FinancialTFC
$395M-19.1%
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Regions FinancialRF
$68M-46.0%
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International BancsharesIBOC
$11.11M+153%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$6.76M-11.1%
Flagstar Bank logo
Flagstar BankFLG
$15M-72.7%

Other financials

Income statement

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Revenue$140.6M+16.8%
Net income$85.8M+24.1%
EPS (diluted)$1.27+21.6%

Balance sheet

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Cash & equivalents$115.4M-17.9%
Total debt$27.4M+10.8%
Total equity$2.0B+14.9%
Total assets$18.3B+5.6%

Cash flow

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Operating cash flow$163.1M+141%

Valuation

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Market cap$4.87B+15.0%
Enterprise value$4.79B+16.1%
P/E15.9×-1.0×

Profitability

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Net margin49.2%+2.0pp
FCF margin37.1%

Returns & leverage

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Return on equity16.6%+1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by ServisFirst Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: ServisFirst Bancshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:20 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001171843-26-005359
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Borrowed funds14,80321,46029,85044,258
Total interest expense94,243114,948187,575232,491
Net interest income155,637131,687303,785255,240
Provision for credit losses11,41211,29622,04917,926
Net interest income after provision for credit losses144,225120,391281,736237,314
Noninterest income:
Service charges on deposit accounts3,3382,6716,6345,229
Mortgage banking2,2211,3234,1131,936

Document

FAQ

What is ServisFirst Bancshares's provision for credit losses?
ServisFirst Bancshares (SFBS) reported provision for credit losses of $11.41M in Q2 2026.
How has ServisFirst Bancshares's provision for credit losses changed year-over-year?
ServisFirst Bancshares's provision for credit losses increased by 29.3% year-over-year, from $8.83M to $11.41M.
What is the long-term trend for ServisFirst Bancshares's provision for credit losses?
Over 4 years (2021 to 2025), ServisFirst Bancshares's provision for credit losses has grown at a 2.9% compound annual growth rate (CAGR), from $31.52M to $35.31M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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