Skip to content
Screener

Eastern Bankshares, Inc. EBC Provision for Credit Losses

Provision for Credit Losses at other companies

Independent Bank Corp logo
Independent Bank CorpINDB
$1.87M-73.2%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$61K-94.6%
UBS
United BanksharesUBSI
$4.96M-15.8%
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
$1.25M+137%
International Bancshares logo
International BancsharesIBOC
$11.11M+153%
Shore Bancshares logo
Shore BancsharesSHBI
$896K

Other financials

Income statement

See full
Revenue$309.5M+26.4%
Net income$105.2M+5.0%
EPS (diluted)$0.48-4.0%

Balance sheet

See full
Cash & equivalents$256.2M-53.7%
Total debt$495.5M+260%
Total equity$4.3B+16.3%
Total assets$31.1B+22.3%

Cash flow

See full
Operating cash flow$154.6M+24.8%
CapEx$4.8M+5.6%
Free cash flow$149.8M+25.5%

Valuation

See full
Market cap$5.27B+79.7%
Enterprise value$5.51B+119%
P/E14×
P/S4.7×-0.1×

Profitability

See full
Net margin33.5%+27.2pp
FCF margin34.3%-23.1pp

Returns & leverage

See full
Return on equity9.4%+8.1pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The source filing: Eastern Bankshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:54 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054656
(In thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest on borrowings4,9386039,3931,411
Total interest expense97,97777,309192,867154,115
Net interest income251,932202,030496,588390,929
Provision for allowance for loan losses6,7557,60012,51114,200
Net interest income after provision for allowance for loan losses245,177194,430484,077376,729
Noninterest income (loss):
Investment advisory fees19,69317,28238,00733,719
Service charges on deposit accounts10,0448,24419,97116,559

Item 1. Financial Statements

FAQ

What is Eastern Bankshares, Inc.'s provision for credit losses?
Eastern Bankshares, Inc. (EBC) reported provision for credit losses of $6.76M in Q2 2026.
How has Eastern Bankshares, Inc.'s provision for credit losses changed year-over-year?
Eastern Bankshares, Inc.'s provision for credit losses decreased by 11.1% year-over-year, from $7.6M to $6.76M.
What is the long-term trend for Eastern Bankshares, Inc.'s provision for credit losses?
Over 4 years (2021 to 2025), Eastern Bankshares, Inc.'s provision for credit losses has grown at a 28.2% compound annual growth rate (CAGR), from -$9.69M to $26.2M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Ask your AI about Eastern Bankshares, Inc.'s provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude