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Shore Bancshares SHBI Provision for Credit Losses

Provision for Credit Losses at other companies

M&T Bank logo
M&T BankMTB
$120M+14.3%
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
$1.25M+137%
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
-$34.14M-1,496%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$425K
BCB Bancorp logo
BCB BancorpBCBP
-$124K-675%
Origin Bancorp logo
Origin BancorpOBK
$65K-97.7%

Other financials

Income statement

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Revenue$61.7M+9.2%
Net income$18.9M+21.7%
EPS (diluted)$0.56+21.7%

Balance sheet

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Cash & equivalents$257.7M+39.3%
Total debt$10.2M-11.6%
Total equity$616.1M+9.0%
Total assets$6.2B+1.9%

Cash flow

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Operating cash flow$31.6M+59.6%
CapEx$1.1M+6.2%
Free cash flow$30.5M+62.5%

Valuation

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Market cap$795.6M+56.1%
Enterprise value$548.12M+63.0%
P/E12×+2.5×
P/S3.4×+1.0×

Profitability

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Net margin27.9%+2.7pp
FCF margin28.9%

Returns & leverage

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Return on equity11.2%+1.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Shore Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Shore Bancshares’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:00 PM EDT
Accession
0001035092-26-000040

FAQ

What is Shore Bancshares's provision for credit losses?
Shore Bancshares (SHBI) reported provision for credit losses of $896K in Q2 2026.
What is the long-term trend for Shore Bancshares's provision for credit losses?
Over 4 years (2021 to 2025), Shore Bancshares's provision for credit losses has grown at a 120.6% compound annual growth rate (CAGR), from -$358K to $8.48M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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