Skip to content
Screener

Bar Harbor Bankshares BHB Provision for Credit Losses

Provision for Credit Losses at other companies

Shore Bancshares logo
Shore BancsharesSHBI
$896K
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$425K
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$6.76M-11.1%
Union Bankshares logo
Union BanksharesUNB
-$325K-238%
UBS
United BanksharesUBSI
$4.96M-15.8%
Northwest Bancshares logo
Northwest BancsharesNWBI
$6.64M-24.1%

Other financials

Income statement

See full
Revenue$49.7M+43.7%
Net income$15.2M+150%
EPS (diluted)$0.91+127%

Balance sheet

See full
Cash & equivalents$104.4M+19.9%
Total debt$436.0M-21.2%
Total equity$549.6M+17.2%
Total assets$4.7B+15.3%

Cash flow

See full
Operating cash flow$25.4M+382%
CapEx$3.6M+82.0%
Free cash flow$21.8M+564%

Valuation

See full
Market cap$659.91M+32.7%
Enterprise value$991.51M+2.9%
P/E13.4×+0.8×
P/S3.4×+0.1×

Profitability

See full
Net margin25.5%-0.9pp
FCF margin29.6%-1.1pp

Returns & leverage

See full
Return on equity9.7%+1.0pp
Debt / equity0.8×-0.4×

Where this comes from

Reported directly by Bar Harbor Bankshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The source filing: Bar Harbor Bankshares’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-091101
(in thousands, except earnings per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total interest expense17,98718,79336,36537,324
Net interest income37,91929,89574,79158,902
Provision for credit losses on available-for-sale debt securities636
Provision for credit losses on loans1,2505281,555471
Net interest income after provision for credit losses36,66929,36773,23657,795
Non-interest income
Trust and investment management fee income4,5774,2638,6928,179
Customer service fees4,7153,5898,8177,114

Item 1. Consolidated Financial Statements (unaudited)

FAQ

What is Bar Harbor Bankshares's provision for credit losses?
Bar Harbor Bankshares (BHB) reported provision for credit losses of $1.25M in Q2 2026.
How has Bar Harbor Bankshares's provision for credit losses changed year-over-year?
Bar Harbor Bankshares's provision for credit losses increased by 136.7% year-over-year, from $528K to $1.25M.
What is the long-term trend for Bar Harbor Bankshares's provision for credit losses?
Over 3 years (2021 to 2025), Bar Harbor Bankshares's provision for credit losses has grown at a 48.1% compound annual growth rate (CAGR), from -$1.43M to $4.64M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Ask your AI about Bar Harbor Bankshares's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude