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Flagstar Bank FLG Provision for Credit Losses

Provision for Credit Losses at other companies

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$18.5M+5.7%
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$2.23M+198%
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$7.78M-73.3%
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Eastern Bankshares, Inc.EBC
$5.76M-12.8%

Other financials

Income statement

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Revenue$10.0M+66.7%
Net income$21.0M+121%
EPS (diluted)$0.03+112%

Balance sheet

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Cash & equivalents$7.1B-44.0%
Total debt$23.6B+33.8%
Total equity$8.1B-0.4%
Total assets$87.1B-10.8%

Cash flow

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Operating cash flow-$118.0M+80.0%
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$6.11B

Profitability

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Net margin2,407.4%-184pp
FCF margin3,788.9%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.7×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The official record: Flagstar Bank ’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Flagstar Bank 's provision for credit losses?
Flagstar Bank (FLG) reported provision for credit losses of $2M in Q1 2026.
How has Flagstar Bank 's provision for credit losses changed year-over-year?
Flagstar Bank 's provision for credit losses decreased by 97.6% year-over-year, from $82M to $2M.
What is the long-term trend for Flagstar Bank 's provision for credit losses?
Over 3 years (2021 to 2024), Flagstar Bank 's provision for credit losses has grown at a 614.2% compound annual growth rate (CAGR), from $3M to $1.09B.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.