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Simmons First National SFNC Community and Commercial Banking — Noninterest Expense

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Other financials

Income statement

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Revenue$248.6M+16.1%
Net income$66.7M+21.8%
EPS (diluted)$0.46+7.0%

Balance sheet

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Cash & equivalents$589.5M-8.5%
Total debt$38.8M-40.2%
Total equity$3.5B-1.9%
Total assets$24.8B-7.2%

Cash flow

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Operating cash flow$144.6M+86.2%
CapEx$19.0M+67.9%
Free cash flow$125.5M+89.3%

Valuation

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Market cap$3.4B+24.6%
Enterprise value$2.85B+32.6%
P/S20.1×+16.7×

Profitability

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Net margin-928.3%-949pp
FCF margin284.5%+241pp

Returns & leverage

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Return on equity-16.9%-21.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Simmons First National’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-053273
(In thousands)Three Months Ended / June 30, 2026 / Community and Commercial BankingThree Months Ended / June 30, 2026 / OtherThree Months Ended / June 30, 2026 / ConsolidatedThree Months Ended / June 30, 2025 / Community and Commercial BankingThree Months Ended / June 30, 2025 / OtherThree Months Ended / June 30, 2025 / Consolidated
Furniture and equipment expense5,689505,7395,4745,474
Deposit insurance4,4504,4504,9174,917
Other operating expenses (1)46,1961,04947,24540,8711,62142,492
Total noninterest expense141,2416,498147,739131,7996,790138,589
Income before provision for credit losses and income taxes96,5674,260100,82773,3572,23275,589
Provision for credit losses17,43417,43411,94511,945
Income tax expense16,70216,7028,86658,871
Net income$62,431$4,260$66,691$52,546$2,227$54,773

Item 1. Financial Statements (Unaudited)

FAQ

What is Simmons First National's community and commercial banking — noninterest expense?
Simmons First National (SFNC) reported community and commercial banking — noninterest expense of $141.24M in Q2 2026.
How has Simmons First National's community and commercial banking — noninterest expense changed year-over-year?
Simmons First National's community and commercial banking — noninterest expense increased by 7.2% year-over-year, from $131.8M to $141.24M.
What is the long-term trend for Simmons First National's community and commercial banking — noninterest expense?
Over 3 years (2022 to 2025), Simmons First National's community and commercial banking — noninterest expense has grown at a -0.3% compound annual growth rate (CAGR), from $542.24M to $536.91M.
What does community and commercial banking — noninterest expense mean?
This is the aggregate of all operating costs incurred by the community and commercial banking segment, excluding interest expense and provisions for credit losses. It serves as a key measure of the segment's cost structure and operational efficiency. A lower ratio of noninterest expense to total revenue indicates a more efficient and profitable business model.

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