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Simmons First National SFNC Community and Commercial Banking — Salaries and employee benefits

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Other financials

Income statement

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Revenue$248.6M+16.1%
Net income$66.7M+21.8%
EPS (diluted)$0.46+7.0%

Balance sheet

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Cash & equivalents$589.5M-8.5%
Total debt$38.8M-40.2%
Total equity$3.5B-1.9%
Total assets$24.8B-7.2%

Cash flow

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Operating cash flow$144.6M+86.2%
CapEx$19.0M+67.9%
Free cash flow$125.5M+89.3%

Valuation

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Market cap$3.4B+24.6%
Enterprise value$2.85B+32.6%
P/S20.1×+16.7×

Profitability

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Net margin-928.3%-949pp
FCF margin284.5%+241pp

Returns & leverage

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Return on equity-16.9%-21.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Simmons First National’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-053273
(In thousands)Three Months Ended / June 30, 2026 / Community and Commercial BankingThree Months Ended / June 30, 2026 / OtherThree Months Ended / June 30, 2026 / ConsolidatedThree Months Ended / June 30, 2025 / Community and Commercial BankingThree Months Ended / June 30, 2025 / OtherThree Months Ended / June 30, 2025 / Consolidated
Noninterest income37,62810,31147,93932,7669,58842,354
Total net revenue237,80810,758248,566205,1569,022214,178
Noninterest expense:
Salaries and employee benefits70,6374,95375,59069,1764,68673,862
Occupancy expense, net14,26944614,71511,36148311,844
Furniture and equipment expense5,689505,7395,4745,474
Deposit insurance4,4504,4504,9174,917
Other operating expenses (1)46,1961,04947,24540,8711,62142,492

Item 1. Financial Statements (Unaudited)

FAQ

What is Simmons First National's community and commercial banking — salaries and employee benefits?
Simmons First National (SFNC) reported community and commercial banking — salaries and employee benefits of $70.64M in Q2 2026.
How has Simmons First National's community and commercial banking — salaries and employee benefits changed year-over-year?
Simmons First National's community and commercial banking — salaries and employee benefits increased by 2.1% year-over-year, from $69.18M to $70.64M.
What is the long-term trend for Simmons First National's community and commercial banking — salaries and employee benefits?
Over 3 years (2022 to 2025), Simmons First National's community and commercial banking — salaries and employee benefits has grown at a 1.3% compound annual growth rate (CAGR), from $268.82M to $279.23M.
What does community and commercial banking — salaries and employee benefits mean?
This includes all compensation-related costs, such as base salaries, bonuses, and benefits for personnel dedicated to the community and commercial banking segment. It is a significant component of the segment's operating expenses and reflects the investment in human capital required to support banking operations. Monitoring this helps evaluate the segment's labor efficiency and cost management.

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