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Other financials

Income statement

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Revenue$35.9M+25.3%
Net income$11.2M+70.1%
EPS (diluted)$1.20+48.1%

Balance sheet

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Cash & equivalents$361.6M+1,336%
Total debt$22.1M-6.3%
Total equity$452.3M+30.9%
Total assets$4.7B+9.1%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$599.85M+79.8%
P/E15.2×-0.1×
P/S4.5×+1.3×

Profitability

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Net margin29.9%+8.9pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.9%+3.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForRent.

The source filing: Southern First Bancshares’s 10-K, filed February 24, 2026.

Filed
Feb 24, 2026, 2:43 PM EST
Fiscal year
FY2025
Accession
0001206774-26-000084

The Company received rent payments from a company of which a director is a private investor and chairman of the board. Rent received totaled $93,000 and $91,000 for the twelve months ended December 31, 2025 and December 31, 2024, respectively.

Item 8. Financial Statements and Supplementary Data

FAQ

What is Southern First Bancshares's rent expense?
Southern First Bancshares (SFST) reported rent expense of $23.25K in Q4 2025.
How has Southern First Bancshares's rent expense changed year-over-year?
Southern First Bancshares's rent expense increased by 2.2% year-over-year, from $22.75K to $23.25K.
What is the long-term trend for Southern First Bancshares's rent expense?
Over 3 years (2021 to 2025), Southern First Bancshares's rent expense has grown at a -3.7% compound annual growth rate (CAGR), from $104K to $93K.
What does rent expense mean?
This metric tracks the total cash outflows related to rental payments for office space, branches, or other facilities occupied by the company. It is a key component of non-interest expense and reflects the company's fixed cost structure and real estate footprint management.

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