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Southern First Bancshares SFST Business — Business Assets

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Other financials

Income statement

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Revenue$35.9M+25.3%
Net income$11.2M+70.1%
EPS (diluted)$1.20+48.1%

Balance sheet

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Cash & equivalents$361.6M+1,336%
Total debt$22.1M-6.3%
Total equity$452.3M+30.9%
Total assets$4.7B+9.1%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$599.85M+79.8%
P/E15.2×-0.1×
P/S4.5×+1.3×

Profitability

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Net margin29.9%+8.9pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.9%+3.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept SFST:BusinessAssets.

The source filing: Southern First Bancshares’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 9:01 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001206774-26-000259
Schedule of analysis of collateral-dependent loans / (dollars in thousands)Real / estateMarch 31, 2026 / Business / assetsMarch 31, 2026 / Total
Commercial
Owner occupied RE$2,8382513,089
Non-owner occupied RE1,712-1,712
Business163646809
Total commercial4,7138975,610
Consumer
Real estate6,318-6,318
Home equity745-745

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Southern First Bancshares's business — business assets?
Southern First Bancshares (SFST) reported business — business assets of $646K in Q1 2026.
How has Southern First Bancshares's business — business assets changed year-over-year?
Southern First Bancshares's business — business assets increased by 19.2% year-over-year, from $542K to $646K.
What does business — business assets mean?
This metric captures the total value of assets specifically attributed to the business banking segment, including loans, cash equivalents, and other financial instruments. It measures the overall scale and capital deployment of the commercial banking operations.

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