Southern First Bancshares SFST Business — Financing Receivable Allowance For Credit Losses

Similar metrics at other companies

RMRAllowance for Credit Losses on Financing Receivables

$0-100%

CZNCFinancing receivable, allowance for credit loss, excluding accrued interest, current

$33.83M+67.7%

PCARFinancial Services — Financing Receivable Allowance For Credit Losses

$196.3M+35.8%

ELAConsumer — Accounts And Financing Receivable Allowance For Credit Loss

$0—

HGVReal Estate Sales and Financing Segment — Accounts Receivable, Allowance for Credit Loss

$56M-5.1%

THFFFinancing receivable, allowance for credit loss, excluding accrued interest, current

$52.34M+11.7%

Questions, answered.

What is Southern First Bancshares's business — financing receivable allowance for credit losses?

Southern First Bancshares (SFST) reported business — financing receivable allowance for credit losses of $13.43M in Q1 2026.

How has Southern First Bancshares's business — financing receivable allowance for credit losses changed year-over-year?

Southern First Bancshares's business — financing receivable allowance for credit losses increased by 20.6% year-over-year, from $11.13M to $13.43M.

What is the long-term trend for Southern First Bancshares's business — financing receivable allowance for credit losses?

Over 3 years (2022 to 2025), Southern First Bancshares's business — financing receivable allowance for credit losses has grown at a 17.9% compound annual growth rate (CAGR), from $28.44M to $46.66M.

What does business — financing receivable allowance for credit losses mean?

This is the contra-asset account representing the estimated amount of credit losses inherent in the business segment's financing receivables. It is a critical measure of management's assessment of credit risk within the loan portfolio.