Screener
Southern First Bancshares SFST Business — Financing Receivable Allowance For Credit Losses
Similar metrics at other companies
Other financials
Where this comes from
Reported directly by Southern First Bancshares in its filing.
Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.
The source filing: Southern First Bancshares’s 10-Q, filed May 1, 2026.
- Filed
- May 1, 2026, 9:01 AM EDT
- Fiscal quarter
- Q1 FY2026
- Calendar quarter
- Q1 2026
- Accession
- 0001206774-26-000259
| Schedule of activity related to the allowance for credit losses / (dollars in thousands) | Commercial / Owner occupied RE | Commercial / Non- owner occupied RE | Commercial / Construction | Three months March 31, 2026 / Commercial / Business | Three months March 31, 2026 / Real Estate | Three months March 31, 2026 / Home Equity | Three months March 31, 2026 / Construction | Three months March 31, 2026 / Other | Three months March 31, 2026 / Consumer / Total |
|---|---|---|---|---|---|---|---|---|---|
| Provision for (reversal of) credit losses for loans | (451) | (902) | 371 | 1,340 | 448 | 623 | (216) | (63) | 1,150 |
| Loan charge-offs | - | - | - | (74) | - | - | - | (4) | (78) |
| Loan recoveries | - | 11 | - | 13 | - | 2 | - | - | 26 |
| Net loan recoveries (charge-offs) | - | 11 | - | (61) | - | 2 | - | (4) | (52) |
| Balance, end of period | $3,460 | 5,882 | 982 | 13,427 | 16,314 | 2,452 | 353 | 508 | 43,378 |
| Net charge-offs to average loans (annualized) | 0.01% | ||||||||
| Allowance for credit losses to gross loans | 1.10% | ||||||||
| Allowance for credit losses to nonperforming loans | 378.22% |
Item 1. CONSOLIDATED FINANCIAL STATEMENTS
FAQ
- What is Southern First Bancshares's business — financing receivable allowance for credit losses?
- Southern First Bancshares (SFST) reported business — financing receivable allowance for credit losses of $13.43M in Q1 2026.
- How has Southern First Bancshares's business — financing receivable allowance for credit losses changed year-over-year?
- Southern First Bancshares's business — financing receivable allowance for credit losses increased by 20.6% year-over-year, from $11.13M to $13.43M.
- What is the long-term trend for Southern First Bancshares's business — financing receivable allowance for credit losses?
- Over 3 years (2022 to 2025), Southern First Bancshares's business — financing receivable allowance for credit losses has grown at a 17.9% compound annual growth rate (CAGR), from $28.44M to $46.66M.
- What does business — financing receivable allowance for credit losses mean?
- This is the contra-asset account representing the estimated amount of credit losses inherent in the business segment's financing receivables. It is a critical measure of management's assessment of credit risk within the loan portfolio.
Ask your AI about Southern First Bancshares's business — financing receivable allowance for credit losses.
Connect your AI assistant and compare it to peers, right in your chat.
Connect your AI
Claude