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Southern First Bancshares SFST Business — Total Loan Balances By Payment Amount

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Other financials

Income statement

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Revenue$35.9M+25.3%
Net income$11.2M+70.1%
EPS (diluted)$1.20+48.1%

Balance sheet

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Cash & equivalents$361.6M+1,336%
Total debt$22.1M-6.3%
Total equity$452.3M+30.9%
Total assets$4.7B+9.1%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$599.85M+79.8%
P/E15.2×-0.1×
P/S4.5×+1.3×

Profitability

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Net margin29.9%+8.9pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.9%+3.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept SFST:TotalLoanBalancesByPaymentAmount.

The source filing: Southern First Bancshares’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 8:30 AM EDT
Accession
0001206774-26-000359

FAQ

What is Southern First Bancshares's business — total loan balances by payment amount?
Southern First Bancshares (SFST) reported business — total loan balances by payment amount of $713.02M in Q2 2026.
How has Southern First Bancshares's business — total loan balances by payment amount changed year-over-year?
Southern First Bancshares's business — total loan balances by payment amount increased by 20.9% year-over-year, from $589.66M to $713.02M.
What is the long-term trend for Southern First Bancshares's business — total loan balances by payment amount?
Over 2 years (2023 to 2025), Southern First Bancshares's business — total loan balances by payment amount has grown at a 8.8% compound annual growth rate (CAGR), from $2.01B to $2.38B.
What does business — total loan balances by payment amount mean?
This metric tracks the total outstanding loan balances categorized by specific payment tiers or scheduled payment amounts. It provides insight into the cash flow characteristics and repayment structure of the commercial loan portfolio.

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