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Southern First Bancshares SFST Business — Total Loan Balances By Payment Amount

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Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept SFST:TotalLoanBalancesByPaymentAmount.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's business — total loan balances by payment amount?
Southern First Bancshares (SFST) reported business — total loan balances by payment amount of $677.74M in Q1 2026.
How has Southern First Bancshares's business — total loan balances by payment amount changed year-over-year?
Southern First Bancshares's business — total loan balances by payment amount increased by 20.7% year-over-year, from $561.34M to $677.74M.
What is the long-term trend for Southern First Bancshares's business — total loan balances by payment amount?
Over 2 years (2023 to 2025), Southern First Bancshares's business — total loan balances by payment amount has grown at a 8.8% compound annual growth rate (CAGR), from $2.01B to $2.38B.
What does business — total loan balances by payment amount mean?
This metric tracks the total outstanding loan balances categorized by specific payment tiers or scheduled payment amounts. It provides insight into the cash flow characteristics and repayment structure of the commercial loan portfolio.