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Southern First Bancshares SFST Other — Financing Receivable Allowance For Credit Losses
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Where this comes from
Reported directly by Southern First Bancshares in its filing.
Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.
The source filing: Southern First Bancshares’s 10-Q, filed May 1, 2026.
- Filed
- May 1, 2026, 9:01 AM EDT
- Fiscal quarter
- Q1 FY2026
- Calendar quarter
- Q1 2026
- Accession
- 0001206774-26-000259
| Schedule of activity related to the allowance for credit losses / (dollars in thousands) | Commercial / Owner occupied RE | Commercial / Non- owner occupied RE | Commercial / Construction | Three months March 31, 2026 / Commercial / Business | Three months March 31, 2026 / Real Estate | Three months March 31, 2026 / Home Equity | Three months March 31, 2026 / Construction | Three months March 31, 2026 / Other | Three months March 31, 2026 / Consumer / Total |
|---|---|---|---|---|---|---|---|---|---|
| Provision for (reversal of) credit losses for loans | (451) | (902) | 371 | 1,340 | 448 | 623 | (216) | (63) | 1,150 |
| Loan charge-offs | - | - | - | (74) | - | - | - | (4) | (78) |
| Loan recoveries | - | 11 | - | 13 | - | 2 | - | - | 26 |
| Net loan recoveries (charge-offs) | - | 11 | - | (61) | - | 2 | - | (4) | (52) |
| Balance, end of period | $3,460 | 5,882 | 982 | 13,427 | 16,314 | 2,452 | 353 | 508 | 43,378 |
| Net charge-offs to average loans (annualized) | 0.01% | ||||||||
| Allowance for credit losses to gross loans | 1.10% | ||||||||
| Allowance for credit losses to nonperforming loans | 378.22% |
Item 1. CONSOLIDATED FINANCIAL STATEMENTS
FAQ
- What is Southern First Bancshares's other — financing receivable allowance for credit losses?
- Southern First Bancshares (SFST) reported other — financing receivable allowance for credit losses of $508K in Q1 2026.
- How has Southern First Bancshares's other — financing receivable allowance for credit losses changed year-over-year?
- Southern First Bancshares's other — financing receivable allowance for credit losses increased by 6.3% year-over-year, from $478K to $508K.
- What is the long-term trend for Southern First Bancshares's other — financing receivable allowance for credit losses?
- Over 3 years (2022 to 2025), Southern First Bancshares's other — financing receivable allowance for credit losses has grown at a 18.7% compound annual growth rate (CAGR), from $1.2M to $2.01M.
- What does other — financing receivable allowance for credit losses mean?
- Reflects the total reserve amount set aside to cover expected credit losses on financing receivables within the 'Other' segment. It is a critical indicator of management's assessment of credit risk and the potential for future loan defaults in this specific portfolio.
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