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Southern First Bancshares SFST Other — Financing Receivable Allowance For Credit Losses

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Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

See full
Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's other — financing receivable allowance for credit losses?
Southern First Bancshares (SFST) reported other — financing receivable allowance for credit losses of $508K in Q1 2026.
How has Southern First Bancshares's other — financing receivable allowance for credit losses changed year-over-year?
Southern First Bancshares's other — financing receivable allowance for credit losses increased by 6.3% year-over-year, from $478K to $508K.
What is the long-term trend for Southern First Bancshares's other — financing receivable allowance for credit losses?
Over 3 years (2022 to 2025), Southern First Bancshares's other — financing receivable allowance for credit losses has grown at a 18.7% compound annual growth rate (CAGR), from $1.2M to $2.01M.
What does other — financing receivable allowance for credit losses mean?
Reflects the total reserve amount set aside to cover expected credit losses on financing receivables within the 'Other' segment. It is a critical indicator of management's assessment of credit risk and the potential for future loan defaults in this specific portfolio.