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Southern First Bancshares SFST Other — Total Loan Balances By Payment Amount

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Other financials

Income statement

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Revenue$35.9M+25.3%
Net income$11.2M+70.1%
EPS (diluted)$1.20+48.1%

Balance sheet

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Cash & equivalents$361.6M+1,336%
Total debt$22.1M-6.3%
Total equity$452.3M+30.9%
Total assets$4.7B+9.1%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$599.85M+79.8%
P/E15.2×-0.1×
P/S4.5×+1.3×

Profitability

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Net margin29.9%+8.9pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.9%+3.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept SFST:TotalLoanBalancesByPaymentAmount.

The source filing: Southern First Bancshares’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 9:01 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001206774-26-000259
Schedule of loan balances by age payment status / (dollars in thousands)Accruing 30-59 days past dueAccruing 60-89 days past dueAccruing 90 days or more past dueNonaccrual loansAccruing currentTotal
Real estate4,311610-5,7861,137,4221,148,129
Home equity652134-745260,999262,530
Construction----33,87933,879
Other104--40,16440,178
Total loans$6,969748-11,4693,923,0333,942,219
December 31, 2025
(dollars in thousands)Accruing 30-59 days past dueAccruing 60-89 days past dueAccruing 90 days or more past dueNonaccrual loansAccruing currentTotal
Commercial

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Southern First Bancshares's other — total loan balances by payment amount?
Southern First Bancshares (SFST) reported other — total loan balances by payment amount of $40.18M in Q1 2026.
How has Southern First Bancshares's other — total loan balances by payment amount changed year-over-year?
Southern First Bancshares's other — total loan balances by payment amount increased by 4.4% year-over-year, from $38.49M to $40.18M.
What does other — total loan balances by payment amount mean?
Measures the aggregate outstanding loan balances categorized by specific payment tiers within the 'Other' segment. This provides insight into the composition and risk profile of the loan portfolio by identifying concentration levels across different payment structures.

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