Southern First Bancshares SFST Owner Occupied Re — Change In Accounting Estimates

Similar metrics at other companies

BWFGOther Real Estate Owned, Change in Value

$0+100%

FBR

FBRTReal Estate Owned — Operating Expenses, Adjusted

$5.73M-36.4%

SACHReal estate owned (net of impairment of $185 and $492)

$16.02M-15.1%

BPOPOther Real Estate Owned Other Adjustments

-$296K-46.5%

ABRReal estate owned, net

$520.77M+72.3%

KMPRReal Estate Owned, Transfer to Real Estate Owned

$0-100%

Other financials

Income statement

See full

Revenue$33.8M+27.6%

Net income$9.9M+87.8%

EPS (diluted)$1.19+83.1%

Balance sheet

See full

Cash & equivalents$342.8M+1,276%

Total debt$22.1M-6.3%

Total equity$379.4M+12.4%

Total assets$4.6B+6.9%

Cash flow

See full

Operating cash flow$10.8M+42.1%

CapEx$280.0K+98.6%

Free cash flow$10.5M+41.0%

Valuation

See full

Market cap$561.16M+93.1%

P/E16×+0.1×

P/S4.5×+1.5×

Profitability

See full

Net margin27.9%+9.4pp

FCF margin28.1%-9.9pp

Returns & leverage

See full

Return on equity9.8%+4.2pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept SFST:ChangeInAccountingEstimates.

The official record: Southern First Bancshares’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

Ask your AI about Southern First Bancshares's owner occupied re — change in accounting estimates.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Southern First Bancshares's owner occupied re — change in accounting estimates?: Southern First Bancshares (SFST) reported owner occupied re — change in accounting estimates of -$418.25K in Q4 2025.
What does owner occupied re — change in accounting estimates mean?: Captures the financial impact resulting from revisions to accounting assumptions or methodologies applied to the owner-occupied commercial real estate segment. This includes adjustments to life-of-loan estimates or valuation parameters that deviate from previous periods. It highlights the sensitivity of the segment's financial reporting to management's judgment.