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Southern First Bancshares SFST Owner Occupied Re — Total Loan Balances By Payment Amount

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Other financials

Income statement

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Revenue$35.9M+25.3%
Net income$11.2M+70.1%
EPS (diluted)$1.20+48.1%

Balance sheet

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Cash & equivalents$361.6M+1,336%
Total debt$22.1M-6.3%
Total equity$452.3M+30.9%
Total assets$4.7B+9.1%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$599.85M+79.8%
P/E15.2×-0.1×
P/S4.5×+1.3×

Profitability

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Net margin29.9%+8.9pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.9%+3.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept SFST:TotalLoanBalancesByPaymentAmount.

The source filing: Southern First Bancshares’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 8:30 AM EDT
Accession
0001206774-26-000359

FAQ

What is Southern First Bancshares's owner occupied re — total loan balances by payment amount?
Southern First Bancshares (SFST) reported owner occupied re — total loan balances by payment amount of $755.42M in Q2 2026.
How has Southern First Bancshares's owner occupied re — total loan balances by payment amount changed year-over-year?
Southern First Bancshares's owner occupied re — total loan balances by payment amount increased by 10.1% year-over-year, from $686.42M to $755.42M.
What is the long-term trend for Southern First Bancshares's owner occupied re — total loan balances by payment amount?
Over 2 years (2023 to 2025), Southern First Bancshares's owner occupied re — total loan balances by payment amount has grown at a 5.9% compound annual growth rate (CAGR), from $2.5B to $2.8B.
What does owner occupied re — total loan balances by payment amount mean?
Measures the total outstanding principal balances of owner-occupied commercial real estate loans categorized by specific payment tiers or schedules. This metric helps analysts understand the distribution of loan sizes and repayment obligations within this segment. It is useful for assessing the granularity and risk profile of the commercial real estate portfolio.

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