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Shore Bancshares SHBI Q2 2026 earnings

Reported July 23, 2026 · After market close

Revenue$61.7MBeat by $1.3M
EPS$0.60Beat by $0.10
Revenue estimate$60.4M
EPS estimate$0.50
Another quarter of expanding net interest margin, record net interest income and record profitability demonstrates the benefits of disciplined balance sheet management, lower funding costs and our ongoing focus on operational execution. Our improved earnings and capital generation allowed us to increase our quarterly dividend and launch a share repurchase program, underscoring the confidence our Board has in the long-term value of our franchise and our commitment to disciplined capital allocation. We continue to closely monitor several commercial real estate relationships, overall asset quality remains supported by conservative underwriting, strong collateral values and solid reserve levels. We remain focused on executing our strategy, enhancing shareholder returns and positioning Shore Bancshares for sustainable long-term growth.
M. Burke

Earnings data and commentary were extracted with AI from company filings and may contain errors. Verify important details in the filing.

Next report

Oct 22, 2026 (in a month)
Revenue estimate$61.3M
EPS estimate$0.54

Financials

Q2 2026

Income statement

See full
Revenue$61.7M+9.2%
Net income$18.9M+21.7%
EPS (diluted)$0.56+21.7%

Balance sheet

See full
Cash & equivalents$257.7M+39.3%
Total debt$10.2M-11.6%
Total equity$616.1M+9.0%
Total assets$6.2B+1.9%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$786.58M+39.6%
Enterprise value$539.11M+38.2%
P/E11.9×+1.4×
P/S3.3×+0.7×

Profitability

See full
Net margin27.9%+2.7pp

Returns & leverage

See full
Return on equity11.2%+1.3pp
Debt / equity0.0×

Segments

By product

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Other noninterest income$2.6M+75.7%
Service charges on deposit accounts$1.7M+8.7%
Trust and investment fee income$1.1M+17.1%

FAQ

When did Shore Bancshares report Q2 2026 earnings?
Shore Bancshares (SHBI) reported Q2 2026 earnings on July 23, 2026 after market close.
What were Shore Bancshares's Q2 2026 revenue and EPS?
Shore Bancshares reported revenue of $61.7M and eps of $0.60 for Q2 2026.
Did Shore Bancshares beat estimates in Q2 2026?
Revenue beat the consensus estimate of $60.4M by $1.3M. EPS beat the consensus estimate of $0.50 by $0.10.
How did Shore Bancshares's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 9.2% from $56.6M a year earlier and eps grew 17.6% from $0.51.
Where can I find Shore Bancshares's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001035092-26-000040) and the 10-Q periodic report (0001035092-26-000046) directly on SEC EDGAR. The filing index links above go to sec.gov.