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Selective Insurance Group SIGI Businessowners' policies — Net premiums earned

Other product segments

General liability
$318.69M+4.2%
Commercial automobile
$291.41M+0.9%
Commercial property
$198.48M+3.9%
Casualty lines
$92.66M+6.0%
Property lines
$63.16M+4.2%
Homeowners
$49.94M+3.4%
Personal automobile
$44.66M-12.9%
Bonds
$9.92M-25.2%
Other
$3.05M+9.6%

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$91.7M+25.3%
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$34.34M+8.5%
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$101.5K-97.0%
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AXSCyber — Net premiums earned
$77.71M-10.6%

Other financials

Income statement

See full
Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

See full
Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

See full
Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
Revenue by Segment / ($ in thousands)Quarter ended June 30, 2026Quarter ended June 30, 2025Six Months ended June 30, 2026Six Months ended June 30, 2025
Commercial automobile291,411288,759587,791572,344
Commercial property198,475191,027400,109377,557
Workers compensation81,90682,024161,727161,060
Businessowners' policies52,44348,416104,20295,309
Bonds9,92113,25522,00826,513
Other9,2008,31118,17616,532
Total Standard Commercial Lines NPE962,044937,6351,927,8031,849,845
Standard Personal Lines:

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's businessowners' policies — net premiums earned?
Selective Insurance Group (SIGI) reported businessowners' policies — net premiums earned of $52.44M in Q2 2026.
How has Selective Insurance Group's businessowners' policies — net premiums earned changed year-over-year?
Selective Insurance Group's businessowners' policies — net premiums earned increased by 8.3% year-over-year, from $48.42M to $52.44M.
What is the long-term trend for Selective Insurance Group's businessowners' policies — net premiums earned?
Over 3 years (2022 to 2025), Selective Insurance Group's businessowners' policies — net premiums earned has grown at a 16.4% compound annual growth rate (CAGR), from $124.47M to $196.2M.
What does businessowners' policies — net premiums earned mean?
This metric represents the total revenue recognized from businessowners' insurance policies after accounting for reinsurance ceded. It reflects the core underwriting activity within the commercial lines segment, specifically targeting small-to-mid-sized enterprises with bundled property and liability coverage. Growth in this metric indicates successful market penetration and effective pricing strategies within the small business insurance sector.

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