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Selective Insurance Group SIGI General liability — Net premiums earned

Other product segments

Commercial automobile
$291.41M+0.9%
Commercial property
$198.48M+3.9%
Casualty lines
$92.66M+6.0%
Property lines
$63.16M+4.2%
Businessowners' policies
$52.44M+8.3%
Homeowners
$49.94M+3.4%
Personal automobile
$44.66M-12.9%
Bonds
$9.92M-25.2%
Other
$3.05M+9.6%

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CBOverseas General Insurance — Net premiums earned
$3.78B+17.8%
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ACGLOther liability - occurrence — Net premiums earned
$330.25M+40.2%
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ACGLCasualty — Net premiums earned
$358M+31.6%
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ACGLSpecialty — Net premiums earned
$726.5M+11.0%
Mercury General logo
MCYOther — Net premiums earned
$91.7M+25.3%

Other financials

Income statement

See full
Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

See full
Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

See full
Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
Revenue by Segment / ($ in thousands)Quarter ended June 30, 2026Quarter ended June 30, 2025Six Months ended June 30, 2026Six Months ended June 30, 2025
Standard Commercial Lines:
Net premiums earned ("NPE"):
General liability$318,688305,843$633,790600,530
Commercial automobile291,411288,759587,791572,344
Commercial property198,475191,027400,109377,557
Workers compensation81,90682,024161,727161,060
Businessowners' policies52,44348,416104,20295,309
Bonds9,92113,25522,00826,513

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's general liability — net premiums earned?
Selective Insurance Group (SIGI) reported general liability — net premiums earned of $318.69M in Q2 2026.
How has Selective Insurance Group's general liability — net premiums earned changed year-over-year?
Selective Insurance Group's general liability — net premiums earned increased by 4.2% year-over-year, from $305.84M to $318.69M.
What is the long-term trend for Selective Insurance Group's general liability — net premiums earned?
Over 4 years (2021 to 2025), Selective Insurance Group's general liability — net premiums earned has grown at a 11.1% compound annual growth rate (CAGR), from $807.16M to $1.23B.
What does general liability — net premiums earned mean?
This metric represents the portion of premiums written for general liability insurance policies that has been recognized as revenue over the policy term. It reflects the core top-line growth and market demand for the company's general liability product offerings. Higher earned premiums indicate successful underwriting volume and effective retention within this specific business segment.

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