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Selective Insurance Group SIGI Standard Commercial Lines — Net premiums written

Other segment segments

E&S Lines
$631.16M+11.3%

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PGRCommercial Lines Segment — Net premiums written
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$18.14B+14.3%
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SPNTReinsurance — Net premiums written
$281.85M+2.1%
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$283.02M+16.8%
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PGROther Indemnity — Net premiums written
$750K+200%
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SPNTInsurance & Services — Net premiums written
$412.55M+33.5%

Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

See full
Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationPremiumsWritten.

The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.

Filed
Feb 9, 2026, 5:15 PM EST
Fiscal year
FY2025
Accession
0000230557-26-000006

| Standard Commercial Lines Segment | $401,635 | 6,089,797 | 1,992,139 | 3,753,908 | — | 2,493,321 | 826,482 | 369,519 | 3,837,656 | | Standard Personal Lines Segment | 19,880 | 323,861 | 452,609 | 408,190 | — | 315,652 | 39,637 | 55,530 | 397,677 | | E&S Lines Segment | 70,755 | 811,740 | 300,773 | 606,098 | — | 348,753 | 136,257 | 47,157 | 631,162 | | Investments Segment | — | — | — | — | 539,480 | — | — | — | — | | Total | $492,270 | 7,225,398 | 2,745,521 | 4,768,196 | 539,480 | 3,157,726 | 1,002,376 | 472,206 | 4,866,495 |

Item 15. Exhibits and Financial Statement Schedules.

FAQ

What is Selective Insurance Group's standard commercial lines — net premiums written?
Selective Insurance Group (SIGI) reported standard commercial lines — net premiums written of $959.41M in Q4 2025.
How has Selective Insurance Group's standard commercial lines — net premiums written changed year-over-year?
Selective Insurance Group's standard commercial lines — net premiums written increased by 5.7% year-over-year, from $908.03M to $959.41M.
What is the long-term trend for Selective Insurance Group's standard commercial lines — net premiums written?
Over 4 years (2021 to 2025), Selective Insurance Group's standard commercial lines — net premiums written has grown at a 10.3% compound annual growth rate (CAGR), from $2.59B to $3.84B.
What does standard commercial lines — net premiums written mean?
This represents the total premiums on all policies issued by the Standard Commercial Lines segment during a specific period, net of reinsurance. It serves as a primary indicator of the company's market reach and growth in its core small business insurance offerings.

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