Business Segments · Net premiums written

Commercial Lines Segment — Net premiums written

Progressive Commercial Lines Segment — Net premiums written remained flat by 0.0% to $2.65B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.1%, from $2.74B to $2.65B. Over 4 years (FY 2021 to FY 2025), Commercial Lines Segment — Net premiums written shows an upward trend with a 7.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2018
Last reportedQ4 2025

How to read this metric

Growth in net premiums written signals strong market demand and successful sales execution in the commercial sector.

Detailed definition

This measures the total premiums on policies issued by the commercial segment during the period, net of any reinsurance...

Peer comparison

A standard industry metric for measuring top-line growth in insurance segments, used by all major P&C insurers.

Metric ID: pgr_segment_commercial_lines_segment_net_premiums_written

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$8.02B$9.40B$10.14B$10.95B$10.61B
YoY Change+17.3%+7.9%+8.0%-3.1%
Range$8.02B$10.95B
CAGR+7.3%
Avg YoY Growth+7.5%
Median YoY Growth+8.0%

Frequently Asked Questions

What is Progressive's commercial lines segment — net premiums written?
Progressive (PGR) reported commercial lines segment — net premiums written of $2.65B in Q4 2025.
How has Progressive's commercial lines segment — net premiums written changed year-over-year?
Progressive's commercial lines segment — net premiums written decreased by 3.1% year-over-year, from $2.74B to $2.65B.
What is the long-term trend for Progressive's commercial lines segment — net premiums written?
Over 4 years (2021 to 2025), Progressive's commercial lines segment — net premiums written has grown at a 7.3% compound annual growth rate (CAGR), from $8.02B to $10.61B.
What does commercial lines segment — net premiums written mean?
The total value of insurance policies sold to commercial customers, minus reinsurance costs.

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