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Progressive PGR Commercial Lines Segment — Net premiums written

Other segment segments

Personal Lines Segment
$72.56B+14.3%
Other Indemnity
$3M+200%

Similar metrics at other companies

CNA Financial logo
CNACommercial — Net written premiums
$1.46B+6.4%
Selective Insurance Group logo
SIGIStandard Commercial Lines — Net premiums written
$959.41M+5.7%
Cincinnati Financial logo
CINFCommercial Insurance — Net written premiums
$1.25B+6.6%
RLI logo
RLICommercial And Personal Lines — Premiums Earned Net
$126.85M+16.5%
Selective Insurance Group logo
SIGIStandard Commercial Lines — Net premiums earned
$962.04M+2.6%
Kinsale Capital Group logo
KNSLCommercial — Gross written premiums
$479.35M+5.3%

Other financials

Income statement

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Revenue$22.2B+8.7%
Net income$3.3B+4.3%
EPS (diluted)$4.80+9.8%

Balance sheet

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Cash & equivalents$162.0M-16.9%
Total debt$8.4B+21.6%
Total equity$34.3B+5.3%
Total assets$124.93B+8.2%

Cash flow

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Operating cash flow$4.4B-15.1%
CapEx$63.0M+6.8%
Free cash flow$4.3B-15.3%

Valuation

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Market cap$127.63B-9.8%
P/E10.9×-2.7×

Profitability

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Net margin12.9%+1.8pp
FCF margin18.4%-1.7pp

Returns & leverage

See full
Return on equity34.9%-2.4pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Progressive in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationPremiumsWritten.

The official record: Progressive’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Progressive's commercial lines segment — net premiums written?
Progressive (PGR) reported commercial lines segment — net premiums written of $2.65B in Q4 2025.
How has Progressive's commercial lines segment — net premiums written changed year-over-year?
Progressive's commercial lines segment — net premiums written decreased by 3.1% year-over-year, from $2.74B to $2.65B.
What is the long-term trend for Progressive's commercial lines segment — net premiums written?
Over 4 years (2021 to 2025), Progressive's commercial lines segment — net premiums written has grown at a 7.3% compound annual growth rate (CAGR), from $8.02B to $10.61B.
What does commercial lines segment — net premiums written mean?
This measures the total premiums on policies issued by the commercial segment during the period, net of any reinsurance ceded. It is a key indicator of the volume of business the company is actively underwriting and committing to during the reporting timeframe.