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Progressive PGR Personal Lines Segment — Net premiums written

Other segment segments

Other Indemnity
$3M+200%

Similar metrics at other companies

Selective Insurance Group logo
SIGIStandard Personal Lines — Net premiums written
$99.42M-7.7%
The Hanover Insurance Group logo
THGPersonal Lines — Premiums Earned Net
$652.5M+2.7%
Cincinnati Financial logo
CINFPersonal Insurance — Net written premiums
$857.5M+14.4%
SiriusPoint logo
SPNTInsurance & Services — Net premiums written
$412.55M+33.5%
The Travelers Companies logo
TRVPersonal Insurance — Premiums Written, Net
$4.36B+1.6%
RLI logo
RLICommercial And Personal Lines — Premiums Earned Net
$126.85M+16.5%

Other financials

Income statement

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Revenue$22.2B+8.7%
Net income$3.3B+4.3%
EPS (diluted)$4.80+9.8%

Balance sheet

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Cash & equivalents$162.0M-16.9%
Total debt$8.4B+21.6%
Total equity$34.3B+5.3%
Total assets$124.93B+8.2%

Cash flow

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Operating cash flow$4.4B-15.1%
CapEx$63.0M+6.8%
Free cash flow$4.3B-15.3%

Valuation

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Market cap$127.63B-9.8%
P/E10.9×-2.7×

Profitability

See full
Net margin12.9%+1.8pp
FCF margin18.4%-1.7pp

Returns & leverage

See full
Return on equity34.9%-2.4pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Progressive in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationPremiumsWritten.

The official record: Progressive’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Progressive's personal lines segment — net premiums written?
Progressive (PGR) reported personal lines segment — net premiums written of $18.14B in Q4 2025.
How has Progressive's personal lines segment — net premiums written changed year-over-year?
Progressive's personal lines segment — net premiums written increased by 14.3% year-over-year, from $15.87B to $18.14B.
What is the long-term trend for Progressive's personal lines segment — net premiums written?
Over 4 years (2021 to 2025), Progressive's personal lines segment — net premiums written has grown at a 19.0% compound annual growth rate (CAGR), from $36.17B to $72.56B.
What does personal lines segment — net premiums written mean?
This metric measures the total premiums on policies issued by the insurer during a specific period, net of reinsurance ceded. It represents the volume of business the company has committed to underwrite before the premiums are earned over the policy life. It is a leading indicator of future revenue and market demand.