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Cincinnati Financial CINF Personal Insurance — Net written premiums

Other segment segments

Commercial Insurance
$5B+6.6%
Excess and Surplus Lines Insurance
$729M+11.5%

Similar metrics at other companies

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KNSLPersonal Insurance — Gross written premiums
$5.93M+7.4%
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$4.36B+1.6%
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$932.5M+3.7%
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$18.14B+14.3%
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$909.5M-1.1%
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KNSLPersonal — Gross written premiums
$14.95M+22.2%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPremiumsWritten.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's personal insurance — net written premiums?
Cincinnati Financial (CINF) reported personal insurance — net written premiums of $857.5M in Q4 2025.
How has Cincinnati Financial's personal insurance — net written premiums changed year-over-year?
Cincinnati Financial's personal insurance — net written premiums increased by 14.4% year-over-year, from $749.75M to $857.5M.
What is the long-term trend for Cincinnati Financial's personal insurance — net written premiums?
Over 4 years (2021 to 2025), Cincinnati Financial's personal insurance — net written premiums has grown at a 21.1% compound annual growth rate (CAGR), from $1.59B to $3.43B.
What does personal insurance — net written premiums mean?
Represents the total premiums written by the personal insurance segment after accounting for reinsurance ceded to other carriers. This is a key measure of top-line growth and market share within the personal lines sector. It reflects the volume of business the company has committed to underwrite during the period.