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Selective Insurance Group SIGI Standard Commercial Lines — Unearned premiums

Other segment segments

E&S Lines
$300.77M+9.7%

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Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Selective Insurance Group’s 10-K, filed February 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's standard commercial lines — unearned premiums?
Selective Insurance Group (SIGI) reported standard commercial lines — unearned premiums of $1.99B in Q4 2025.
How has Selective Insurance Group's standard commercial lines — unearned premiums changed year-over-year?
Selective Insurance Group's standard commercial lines — unearned premiums increased by 4.4% year-over-year, from $1.91B to $1.99B.
What does standard commercial lines — unearned premiums mean?
This metric represents the portion of written premiums for the Standard Commercial Lines segment that has been collected but not yet earned because the policy coverage period is still active. It serves as a liability on the balance sheet, reflecting the company's obligation to provide future coverage.