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Selective Insurance Group SIGI Standard Personal Lines — Net Underwriting Expense
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Where this comes from
Reported directly by Selective Insurance Group in its filing.
Tagged under the XBRL concept sigi:NetUnderwritingExpense.
The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.
- Filed
- Jul 24, 2026, 2:18 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000230557-26-000020
| Combined Ratio | Quarter ended June 30, 2026 / Amount | Quarter ended June 30, 2026 / Ratio | Quarter ended June 30, 2025 / Amount | Quarter ended June 30, 2025 / Ratio | Six Months ended June 30, 2026 / Amount | Six Months ended June 30, 2026 / Ratio | Six Months ended June 30, 2025 / Amount | Six Months ended June 30, 2025 / Ratio |
|---|---|---|---|---|---|---|---|---|
| Standard Personal Lines: | ||||||||
| Net premiums earned | 97,639 | 102,377 | 197,667 | 206,032 | ||||
| Loss and loss expense incurred | 69,004 | 70.7 | 69,977 | 68.3 | 138,303 | 69.9 | 146,646 | 71.2 |
| Net underwriting expenses incurred1 | 24,207 | 24.8 | 23,850 | 23.3 | 47,778 | 24.2 | 48,799 | 23.7 |
| Underwriting income (loss) | 4,428 | 95.5 | 8,550 | 91.6 | 11,586 | 94.1 | 10,587 | 94.9 |
| E&S Lines: | ||||||||
| Net premiums earned | 155,825 | 148,045 | 307,234 | 290,937 | ||||
| Loss and loss expense incurred | 95,013 | 61.0 | 87,155 | 58.9 | 184,384 | 60.0 | 175,145 | 60.2 |
ITEM 1. FINANCIAL STATEMENTS.
FAQ
- What is Selective Insurance Group's standard personal lines — net underwriting expense?
- Selective Insurance Group (SIGI) reported standard personal lines — net underwriting expense of $24.21M in Q2 2026.
- How has Selective Insurance Group's standard personal lines — net underwriting expense changed year-over-year?
- Selective Insurance Group's standard personal lines — net underwriting expense increased by 1.5% year-over-year, from $23.85M to $24.21M.
- What is the long-term trend for Selective Insurance Group's standard personal lines — net underwriting expense?
- Over 3 years (2022 to 2025), Selective Insurance Group's standard personal lines — net underwriting expense has grown at a 8.0% compound annual growth rate (CAGR), from $75.49M to $95.17M.
- What does standard personal lines — net underwriting expense mean?
- This figure captures the total operational costs incurred to acquire and service insurance policies, including commissions, salaries, and administrative overhead, net of any ceding commissions. It reflects the company's cost structure and operational efficiency in managing its personal lines business.
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