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Selective Insurance Group SIGI Standard Personal Lines — Net Underwriting Expense

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THGPersonal Lines — Policyholder Benefits And Claims Incurred Net
$425.4M+5.2%
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THGPersonal Lines — Liability For Unpaid Claims And Claims Adjustment Expense Net
$1.34B+3.8%
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THGPersonal Lines — Underwriting Income Loss
$52.3M-15.2%
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THGPersonal Lines — Amortization Of Deferred Acquisition Costs And Other Underwriting Expenses
$169.2M+4.5%
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THGSpecialty Lines — Policyholder Benefits And Claims Incurred Net
$172.2M+0.1%
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THGPersonal Lines — Net Investment Income
$35.2M+15.4%

Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept sigi:NetUnderwritingExpense.

The official record: Selective Insurance Group’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's standard personal lines — net underwriting expense?
Selective Insurance Group (SIGI) reported standard personal lines — net underwriting expense of $23.57M in Q1 2026.
How has Selective Insurance Group's standard personal lines — net underwriting expense changed year-over-year?
Selective Insurance Group's standard personal lines — net underwriting expense decreased by 5.5% year-over-year, from $24.95M to $23.57M.
What is the long-term trend for Selective Insurance Group's standard personal lines — net underwriting expense?
Over 3 years (2022 to 2025), Selective Insurance Group's standard personal lines — net underwriting expense has grown at a 8.0% compound annual growth rate (CAGR), from $75.49M to $95.17M.
What does standard personal lines — net underwriting expense mean?
This figure captures the total operational costs incurred to acquire and service insurance policies, including commissions, salaries, and administrative overhead, net of any ceding commissions. It reflects the company's cost structure and operational efficiency in managing its personal lines business.