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Selective Insurance Group SIGI Standard Personal Lines — Unearned premiums

Other segment segments

E&S Lines
$300.77M+9.7%

Similar metrics at other companies

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CINFPersonal Insurance — Unearned premiums
$1.86B+14.1%
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THGPersonal Lines — Supplementary Insurance Information Unearned Premiums
$1.4B+3.0%
Kinsale Capital Group logo
KNSLUnearned premiums
$856.16M+1.2%
The Travelers Companies logo
TRVUnearned premiums
$22.77B+0.2%
Everest Group logo
EGUnearned premiums
$6.7B-7.7%
Frontdoor, Inc. logo
FTDRUnearned premiums
$235M+0.4%

Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Selective Insurance Group’s 10-K, filed February 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's standard personal lines — unearned premiums?
Selective Insurance Group (SIGI) reported standard personal lines — unearned premiums of $452.61M in Q4 2025.
How has Selective Insurance Group's standard personal lines — unearned premiums changed year-over-year?
Selective Insurance Group's standard personal lines — unearned premiums increased by 4.5% year-over-year, from $433.06M to $452.61M.
What does standard personal lines — unearned premiums mean?
This represents the portion of written premiums that has been collected but not yet earned because the policy coverage period has not fully elapsed. It serves as a proxy for future revenue and a measure of the company's unexpired insurance risk exposure.