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Skyward Specialty Insurance Group, Inc. SKWD Short-tail/Monoline Specialty Lines — Year 4

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Other financials

Income statement

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Revenue$489.5M+53.0%
Net income$49.0M+26.3%
EPS (diluted)$1.07+15.1%

Balance sheet

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Cash & equivalents$302.5M+74.7%
Total debt$3.2M-38.5%
Total equity$1.3B+40.9%
Total assets$6.8B+56.4%

Cash flow

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Operating cash flow$67.6M-23.3%
CapEx$1.7M+58.6%
Free cash flow$50.1M+140%

Valuation

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Market cap$2.66B+37.1%
P/E14.2×-0.5×
P/S1.5×0.0×

Profitability

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Net margin10.8%+0.3pp
FCF margin28.4%+2.3pp

Returns & leverage

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Return on equity17.3%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Skyward Specialty Insurance Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The source filing: Skyward Specialty Insurance Group, Inc.’s 10-K, filed March 2, 2026.

Filed
Mar 2, 2026, 5:14 PM EST
Fiscal year
FY2025
Accession
0001519449-26-000015
Line itemYearsYearsYearsYearsYearsYearsYearsYearsYearsYears
1*2*3*4*5*6*7*8*9*10*
Short-Tail/Monoline Specialty Lines21.1%38.1%10.8%9.7%15.2%N/AN/AN/AN/AN/A
Multi-line Solutions23.9%21.6%15.6%13.6%10.5%4.8%1.9%2.4%1.3%0.1%
Exited Lines27.5%12.2%4.9%9.9%8.9%6.8%4.9%2.9%2.0%1.3%
*Supplementary information and unaudited

Item 8. Financial Statements and Supplementary Data

FAQ

What is Skyward Specialty Insurance Group, Inc.'s short-tail/monoline specialty lines — year 4?
Skyward Specialty Insurance Group, Inc. (SKWD) reported short-tail/monoline specialty lines — year 4 of 9.7% in Q4 2025.
What does short-tail/monoline specialty lines — year 4 mean?
This metric represents the financial performance or premium volume generated by the company's short-tail and monoline specialty insurance segment during the fourth year of the reporting period. Short-tail lines are characterized by claims that are typically reported and settled quickly, allowing for faster recognition of underwriting results. This segment focuses on niche, specialized coverage areas that provide targeted risk solutions to specific commercial markets.

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