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NMI Holdings Inc. NMIH Products & Services — Year 4
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Where this comes from
Reported directly by NMI Holdings Inc. in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.
The source filing: NMI Holdings Inc.’s 10-K, filed February 12, 2026.
- Filed
- Feb 12, 2026, 4:25 PM EST
- Fiscal year
- FY2025
- Accession
- 0001547903-26-000011
| Line item | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 1 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 2 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 3 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 4 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 5 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 6 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 7 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 8 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 9 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Claims duration disclosure | 3% | 30% | 29% | 16% | 6% | 4% | 1% | 2% | 0% | 0% |
Item 8. Financial Statements and Supplementary Data
FAQ
- What is NMI Holdings Inc.'s products & services — year 4?
- NMI Holdings Inc. (NMIH) reported products & services — year 4 of 16% in Q4 2025.
- How has NMI Holdings Inc.'s products & services — year 4 changed year-over-year?
- NMI Holdings Inc.'s products & services — year 4 increased by 23.1% year-over-year, from 13% to 16%.
- What does products & services — year 4 mean?
- This metric measures the financial performance of the mortgage insurance segment during the fourth year of the reporting cycle. It highlights the segment's capacity to maintain revenue streams amidst evolving interest rate environments and housing market conditions. Consistent performance here indicates a stable and reliable core business model.
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