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SLM SLM Interest Income

Interest Income at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
$4.99B+8.2%
Nelnet logo
NelnetNNI
$40.2M-2.9%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$72.63M+35.7%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$308.48M+27.9%
Flagstar Bank logo
Flagstar BankFLG
$751M-10.6%
Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
$67.38M+6.3%

Other financials

Income statement

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Net income$308.0M+1.1%
EPS (diluted)$1.54+10.0%

Balance sheet

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Cash & equivalents$5.4B+39.1%
Total debt$6.7B+8.5%
Total equity$2.4B+1.5%
Total assets$29.4B+1.8%

Cash flow

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Operating cash flow-$76.0M+48.0%

Valuation

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Market cap$5.15B-22.4%
Enterprise value$6.44B-26.8%
P/E6.9×-8.1×

Returns & leverage

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Return on equity30.9%+3.3pp
Debt / equity2.7×+0.2×

Where this comes from

Reported directly by SLM in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The source filing: SLM’s 10-Q, filed April 23, 2026.

Filed
Apr 23, 2026, 4:33 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001032033-26-000025
CONSOLIDATED STATEMENTS OF INCOME (Unaudited) / (Dollars in thousands, except per share amounts)Three Months Ended March 31, 2026Three Months Ended March 31, 2025
Interest income:
Loans$602,262$598,767
Investments14,96814,746
Cash and cash equivalents32,07942,577
Total interest income649,309656,090
Interest expense:
Deposits200,609204,139
Interest expense on short-term borrowings5,1283,401

Item 1. Financial Statements

FAQ

What is SLM's interest income?
SLM (SLM) reported interest income of $602.26M in Q1 2026.
How has SLM's interest income changed year-over-year?
SLM's interest income increased by 0.6% year-over-year, from $598.77M to $602.26M.
What is the long-term trend for SLM's interest income?
Over 4 years (2021 to 2025), SLM's interest income has grown at a 8.0% compound annual growth rate (CAGR), from $1.76B to $2.39B.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

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