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Discount rate at other companies

Renasant logo
RenasantRNST
$0
Trustmark logo
TrustmarkTRMK
$0
SPF
South Plains Financial, Inc.SPFI
$00.0%
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
9.5%-0.5pp
Renasant logo
RenasantRNST
9.9%-1.2pp
Trustmark logo
TrustmarkTRMK
10.7%0.0pp

Other financials

Income statement

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Revenue$64.5M+18.0%
Net income$19.0M+30.0%
EPS (diluted)$0.96+11.6%

Balance sheet

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Cash & equivalents$787.8M+67.4%
Total debt$7.9M-10.9%
Total equity$629.8M+38.7%
Total assets$5.4B+23.5%

Cash flow

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Operating cash flow$27.9M+89.0%
CapEx$1.0M-40.0%
Free cash flow$26.8M+106%

Valuation

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Market cap$853.6M+42.8%
P/E13.1×+2.2×
P/S3.8×+0.8×

Profitability

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Net margin28.7%+1.9pp
FCF margin33.3%+4.7pp

Returns & leverage

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Return on equity12%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate.

The source filing: South Plains Financial, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 5:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031701

FAQ

What is South Plains Financial, Inc.'s discount rate?
South Plains Financial, Inc. (SPFI) reported discount rate of $0 in Q2 2026.
How has South Plains Financial, Inc.'s discount rate changed year-over-year?
South Plains Financial, Inc.'s discount rate decreased by 0.0% year-over-year, from $0 to $0.
What is the long-term trend for South Plains Financial, Inc.'s discount rate?
Over 4 years (2021 to 2025), South Plains Financial, Inc.'s discount rate has grown at a 13.3% compound annual growth rate (CAGR), from $0.09 to $0.15.
What does discount rate mean?
Discount rate as reported by South Plains Financial, Inc. Common Stock.

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