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SouthState SSB Q2 2026 earnings

Reported July 23, 2026 · After market close

Revenue$672.7MMiss by $4.2M
Adjusted EPS$2.35Beat by $0.04
Revenue estimate$676.8M
EPS estimate$2.31
The second quarter featured solid loan growth, a stable net interest margin, unchanged deposit costs, and improved efficiency. Asset quality trends also improved, with a decline in non-accruals and charge-offs of just 6 basis points. Over the past year, we've retired nearly 5% of our share count, raised our dividend by 11% and grown tangible book value by 13%. We remain focused on delivering for our shareholders.
John C. Corbett

Earnings data and commentary were extracted with AI from company filings and may contain errors. Verify important details in the filing.

Next report

Oct 28, 2026 (in a month)
Revenue estimate$690.4M
EPS estimate$2.41

Financials

Q2 2026

Income statement

See full
Revenue$672.7M+1.2%
Net income$230.0M+6.9%
EPS (diluted)$2.35+11.4%

Balance sheet

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Cash & equivalents$2.4B-32.2%
Total equity$9.1B+3.8%
Total assets$68.9B+4.6%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$10.25B+1.0%
P/E10.8×-6.4×
P/S3.8×-0.9×

Profitability

See full
Net margin34.9%+7.7pp

Returns & leverage

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Return on equity10.6%+2.4pp

FAQ

When did SouthState report Q2 2026 earnings?
SouthState (SSB) reported Q2 2026 earnings on July 23, 2026 after market close.
What were SouthState's Q2 2026 revenue and EPS?
SouthState reported revenue of $672.7M and adjusted eps of $2.35 for Q2 2026.
Did SouthState beat estimates in Q2 2026?
Revenue missed the consensus estimate of $676.8M by $4.2M. EPS beat the consensus estimate of $2.31 by $0.04.
How did SouthState's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 1.2% from $664.8M a year earlier.
Where can I find SouthState's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001104659-26-086278) and the 10-Q periodic report (0001104659-26-089026) directly on SEC EDGAR. The filing index links above go to sec.gov.