Skip to content

SouthState SSB Q3 2025 earnings

Reported October 22, 2025 · After market close

Revenue$698.8MBeat by $34.9M
EPS$2.58Beat by $0.47
Revenue estimate$663.8M
EPS estimate$2.11

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$690.4M
EPS estimate$2.42

Financials

Q3 2025

Income statement

See full
Revenue$698.8M+63.9%
Net income$246.6M+72.3%
EPS (diluted)$2.42+30.1%

Balance sheet

See full
Cash & equivalents$3.1B+159%
Total debt$491.6M+20.3%
Total equity$9.0B+52.6%
Total assets$66.0B+43.3%

Cash flow

See full
Operating cash flow$122.4M
CapEx$20.7M+180%
Free cash flow$101.7M

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$10.01B+35.0%
Enterprise value$7.35B+11.3%
P/E14.4×-0.5×
P/S4.1×-0.3×

Profitability

See full
Net margin28.4%-1.0pp
FCF margin14.6%

Returns & leverage

See full
Return on equity9.3%+0.4pp
Debt / equity0.1×0.0×

Versus estimates

Ask the moment SouthState reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did SouthState report Q3 2025 earnings?
SouthState (SSB) reported Q3 2025 earnings on October 22, 2025 after market close.
What were SouthState's Q3 2025 revenue and EPS?
SouthState reported revenue of $698.8M and eps of $2.58 for Q3 2025.
Did SouthState beat estimates in Q3 2025?
Revenue beat the consensus estimate of $663.8M by $34.9M. EPS beat the consensus estimate of $2.11 by $0.47.
How did SouthState's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 63.9% from $426.4M a year earlier and eps grew 35.8% from $1.90.
Where can I find SouthState's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0001104659-25-104685) directly on SEC EDGAR. The filing index links above go to sec.gov.