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S&T Bancorp STBA FDIC assessments

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Other financials

Income statement

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Revenue$105.2M+5.2%
Net income$36.6M+14.9%
EPS (diluted)$1.02+22.9%

Balance sheet

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Cash & equivalents$217.8M+7.2%
Total debt$225.8M+12.4%
Total equity$1.4B-2.9%
Total assets$9.9B+1.4%

Cash flow

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Operating cash flow$27.8M-1.7%
CapEx$847.0K-28.8%
Free cash flow$27.0M-0.5%

Valuation

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Market cap$1.79B+28.7%
Enterprise value$1.8B+29.5%
P/E12.8×+2.1×
P/S4.3×+0.7×

Profitability

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Net margin33.8%-0.2pp
FCF margin34.4%-0.7pp

Returns & leverage

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Return on equity9.9%+0.4pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by S&T Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: S&T Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:53 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000719220-26-000098
(dollars in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Other taxes1,7732,0883,8363,582
Marketing1,8761,4903,3433,105
Professional services and legal1,2861,7392,5313,025
FDIC insurance1,0741,0622,1472,102
Other7,2146,60513,47513,693
Total Noninterest Expense58,66458,114115,371113,205
Income Before Taxes45,46439,98489,50881,685
Income tax expense8,8218,08417,79316,384

Item 1. Condensed Consolidated Financial Statements

FAQ

What is S&T Bancorp's FDIC assessments?
S&T Bancorp (STBA) reported FDIC assessments of $1.07M in Q2 2026.
How has S&T Bancorp's FDIC assessments changed year-over-year?
S&T Bancorp's FDIC assessments increased by 1.1% year-over-year, from $1.06M to $1.07M.
What is the long-term trend for S&T Bancorp's FDIC assessments?
Over 4 years (2021 to 2025), S&T Bancorp's FDIC assessments has grown at a 0.1% compound annual growth rate (CAGR), from $4.22M to $4.24M.
What does FDIC assessments mean?
This represents the mandatory insurance premiums paid to the Federal Deposit Insurance Corporation to protect customer deposits. It is a recurring regulatory cost that scales with the size and risk profile of the bank's deposit base.

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