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AmeriServ Financial ASRV FDIC assessments

FDIC assessments at other companies

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Other financials

Income statement

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Revenue$3.6M+4.1%
Net income$1.8M-6.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$54.1M+129%
Total debt$3.8M-73.7%
Total equity$120.7M+9.0%
Total assets$1.5B+2.9%

Cash flow

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Operating cash flow$356.0K-40.6%
CapEx$400.0K+715%
Free cash flow-$44.0K-108%

Valuation

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Market cap$65.82M+34.2%
Enterprise value$15.55M-49.6%
P/E12×-1.3×
P/S4.5×+1.1×

Profitability

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Net margin37.2%+13.2pp
FCF margin11%-17.6pp

Returns & leverage

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Return on equity4.8%+1.4pp
Debt / equity-0.1×

Where this comes from

Reported directly by AmeriServ Financial in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: AmeriServ Financial’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AmeriServ Financial's FDIC assessments?
AmeriServ Financial (ASRV) reported FDIC assessments of $210K in Q1 2026.
How has AmeriServ Financial's FDIC assessments changed year-over-year?
AmeriServ Financial's FDIC assessments decreased by 12.5% year-over-year, from $240K to $210K.
What is the long-term trend for AmeriServ Financial's FDIC assessments?
Over 4 years (2021 to 2025), AmeriServ Financial's FDIC assessments has grown at a 10.8% compound annual growth rate (CAGR), from $655K to $987K.
What does FDIC assessments mean?
This reflects the mandatory insurance premiums paid by the bank to the FDIC to protect customer deposits. The expense is calculated based on the bank's total deposit base and its risk profile as determined by regulators. It is a non-discretionary cost that directly impacts the bank's profitability and is sensitive to changes in deposit levels and regulatory assessment rates.