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Synchrony Financial SYF Q1 2026 earnings

Reported April 21, 2026 · Before market open

Revenue$3.7BMiss by $90.5M
EPS$2.27Beat by $0.05
Revenue estimate$3.8B
EPS estimate$2.22

Next report

Oct 21, 2026 (in 2 months)
Revenue estimate$3.8B
EPS estimate$2.38

Financials

Q1 2026

Income statement

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Net income$805.0M+6.3%
EPS (diluted)$2.27+20.1%

Balance sheet

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Cash & equivalents$20.6B-4.9%
Total debt$16.4B-3.4%
Total equity$16.5B-0.6%
Total assets$121.50B-0.4%

Cash flow

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Operating cash flow$2.2B-0.8%

Valuation & ratios

Valuation

as of 03/31/26
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Market cap$23.64B+14.9%
Enterprise value$19.51B+22.3%
P/E6.6×-0.4×

Returns & leverage

See full
Return on equity21.8%+3.2pp
Debt / equity1×0.0×

FAQ

When did Synchrony Financial report Q1 2026 earnings?
Synchrony Financial (SYF) reported Q1 2026 earnings on April 21, 2026 before market open.
What were Synchrony Financial's Q1 2026 revenue and EPS?
Synchrony Financial reported revenue of $3.7B and eps of $2.27 for Q1 2026.
Did Synchrony Financial beat estimates in Q1 2026?
Revenue missed the consensus estimate of $3.8B by $90.5M. EPS beat the consensus estimate of $2.22 by $0.05.
Where can I find Synchrony Financial's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001601712-26-000013) and the 10-Q periodic report (0001601712-26-000016) directly on SEC EDGAR. The filing index links above go to sec.gov.