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Synchrony Financial SYF Q4 2024 Annual earnings

Reported January 28, 2025 · Before market open

Revenue$3.8BMiss by $28.0M
EPS$1.91Miss by $0.02
Revenue estimate$3.8B
EPS estimate$1.93

Next report

Oct 21, 2026 (in 2 months)
Revenue estimate$3.8B
EPS estimate$2.38

Financials

Q4 2024

Income statement

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Net income$774.0M+75.9%
EPS (diluted)$1.90+81.0%

Balance sheet

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Cash & equivalents$14.7B+3.2%
Total debt$15.5B-3.3%
Total equity$16.6B+19.3%
Total assets$119.46B+1.7%

Cash flow

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Operating cash flow$2.4B+1.6%

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$25.31B+60.9%
Enterprise value$26.06B+49.3%
P/E7.2×+0.2×

Returns & leverage

See full
Return on equity23%+6.2pp
Debt / equity0.9×-0.2×

FAQ

When did Synchrony Financial report Q4 2024 earnings?
Synchrony Financial (SYF) reported Q4 2024 earnings on January 28, 2025 before market open.
What were Synchrony Financial's Q4 2024 revenue and EPS?
Synchrony Financial reported revenue of $3.8B and eps of $1.91 for Q4 2024.
Did Synchrony Financial beat estimates in Q4 2024?
Revenue missed the consensus estimate of $3.8B by $28.0M. EPS missed the consensus estimate of $1.93 by $0.02.
Where can I find Synchrony Financial's Q4 2024 SEC filings?
You can read the 8-K earnings release (0001601712-25-000042) and the 10-K periodic report (0001601712-25-000044) directly on SEC EDGAR. The filing index links above go to sec.gov.