When did Synchrony Financial report Q4 2024 earnings?

Synchrony Financial (SYF) reported Q4 2024 earnings on January 28, 2025 before market open.

What were Synchrony Financial's Q4 2024 revenue and EPS?

Synchrony Financial reported revenue of $3.8B and diluted EPS of $1.91 for Q4 2024.

Did Synchrony Financial beat estimates in Q4 2024?

Revenue missed the consensus estimate of $3.8B by $28.0M. EPS missed the consensus estimate of $1.93 by $0.02.

Where can I find Synchrony Financial's Q4 2024 SEC filings?

You can read the 10-K periodic report (0001601712-25-000044) directly on SEC EDGAR. The filing index links above go to sec.gov.

Synchrony Financial SYF Q4 2024 Annual earnings

Reported January 28, 2025 · Before market open

Revenue$3.8BMiss by $28.0M Diluted EPS$1.91Miss by $0.02

Revenue estimate$3.8B

EPS estimate$1.93

Next report

Jul 21, 2026 (In 1 week)

Revenue estimate$3.7B

EPS estimate$2.13

Financials

Q4 2024

Income statement

See full

Net income$774.0M+75.9%

EPS (diluted)$1.90+81.0%

Balance sheet

See full

Cash & equivalents$14.7B+3.2%

Total debt$15.5B-3.3%

Total equity$16.6B+19.3%

Total assets$119.46B+1.7%

Cash flow

See full

Operating cash flow$2.4B+1.6%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$25.31B+60.9%

Enterprise value$26.06B+49.3%

P/E7.2×+0.2×

Returns & leverage

See full

Return on equity23%+6.2pp

Debt / equity0.9×-0.2×

Versus estimates

Revenue

Q1 2026$3.7BMiss by $90.5M Q4 2025$3.8BMiss by $45.8M Q3 2025$4.8BBeat by $1.0B

Q4 2024$3.8BMiss by $28.0M

Q3 2024$3.8BBeat by $52.9M Q2 2024$4.9BBeat by $1.2B

Diluted EPS

Q1 2026$2.27Beat by $0.05 Q4 2025$2.07Beat by $0.02 Q3 2025$2.86Beat by $0.60

Q4 2024$1.91Miss by $0.02

Q3 2024$1.94Beat by $0.15 Q2 2024$1.55Beat by $0.20

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Questions, answered.

When did Synchrony Financial report Q4 2024 earnings?: Synchrony Financial (SYF) reported Q4 2024 earnings on January 28, 2025 before market open.
What were Synchrony Financial's Q4 2024 revenue and EPS?: Synchrony Financial reported revenue of $3.8B and diluted EPS of $1.91 for Q4 2024.
Did Synchrony Financial beat estimates in Q4 2024?: Revenue missed the consensus estimate of $3.8B by $28.0M. EPS missed the consensus estimate of $1.93 by $0.02.
Where can I find Synchrony Financial's Q4 2024 SEC filings?: You can read the 10-K periodic report (0001601712-25-000044) directly on SEC EDGAR. The filing index links above go to sec.gov.