What is Synchrony Financial's products & services — other income?

Synchrony Financial (SYF) reported products & services — other income of $72.50M in Q4 2025.

How has Synchrony Financial's products & services — other income changed year-over-year?

Synchrony Financial's products & services — other income increased by 61.1% year-over-year, from $45.00M to $72.50M.

What is the long-term trend for Synchrony Financial's products & services — other income?

Over 2 years (2023 to 2025), Synchrony Financial's products & services — other income has grown at a 183.8% compound annual growth rate (CAGR), from $36.00M to $290.00M.

What does products & services — other income mean?

Revenue earned from miscellaneous administrative and customer-related services provided to account holders.

Products & Services · Other income

Products & Services — Other income

Synchrony Financial Products & Services — Other income remained flat by 0.0% to $72.50M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 61.1%, from $45.00M to $72.50M. Over 2 years (FY 2023 to FY 2025), Products & Services — Other income shows an upward trend with a 183.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment

CategoryProfitability

SignalHigher is better

VolatilityModerate

First reportedQ1 2023

Last reportedQ4 2025

Rolls up toOther operating expenses

How to read this metric

An increase suggests successful monetization of ancillary services or higher customer engagement in non-core activities, while a decrease may indicate reduced service volume or changes in fee structures.

Detailed definition

This metric represents miscellaneous revenue streams generated within the servicing and customer-related fee segment tha...

Peer comparison

Peers in the consumer finance sector often report similar income under 'other non-interest income' or 'ancillary service fees', though the specific composition varies based on product mix and fee policies.

Metric ID: syf_segment_servicing_and_other_customer_related_fees_other_income

Historical Data

3 years

	FY'23	FY'24	FY'25
Value	$36.00M	$180.00M	$290.00M
YoY Change	—	+400.0%	+61.1%

Range$36.00M – $290.00M

CAGR+183.8%

Avg YoY Growth+230.6%

Median YoY Growth+230.6%

Current Streak2+ years growth

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Frequently Asked Questions

What is Synchrony Financial's products & services — other income?: Synchrony Financial (SYF) reported products & services — other income of $72.50M in Q4 2025.
How has Synchrony Financial's products & services — other income changed year-over-year?: Synchrony Financial's products & services — other income increased by 61.1% year-over-year, from $45.00M to $72.50M.
What is the long-term trend for Synchrony Financial's products & services — other income?: Over 2 years (2023 to 2025), Synchrony Financial's products & services — other income has grown at a 183.8% compound annual growth rate (CAGR), from $36.00M to $290.00M.
What does products & services — other income mean?: Revenue earned from miscellaneous administrative and customer-related services provided to account holders.